About Chad81
Joined June 2016
After graduating high school I went straight into the workforce and took a job at a local factory where I spent the first 14 years of my adult life. As a result, I was in chronic pain and the furthest thing from happy. After being told that I was heading for both back and shoulder surgeries if I didn't make an immediate change, I began looking for new lines of work.

After several years of dead-end jobs with no real hope of advancement, I happened to come across Wealthy Affiliate on an internet "Work From Home" search. I wanted the freedom and flexibility that the standard "9 to 5" simply wasn't offering. I also wanted to have my own business doing something that I was passionate about where I could truly help people change their lives.

My wife and I struggled with debt, discontentment, and a lack of true happiness for nearly 20 years. So we began simplifying our lives, paying off our debt, growing deeper in our faith, serving our community, and have adopted a more simple way of living with far less "stuff" and tapping into our God-given passions and dreams.

Through careful planning, consistent dedication, and a lot of hard work we have been able to pay off over $170,000 of debt and are well on our way to becoming 100% debt free!

I simply want to share that journey and help others to do the same.

My main website, OvercomingTheDebtTrap.com is designed to help people follow in our footsteps. I help people in the following ways:

- Create your own "financial battle plan" (budgeting)
- Identify the best debt pay off method for your situation
- Find ways to save money for that initial emergency fund
- Find ways to stretch your hard earned dollars by smart shopping
- Remove the excess junk that's holding you back (de-cluttering and simplifying)
- Maximize your income by finding legitimate ways to make extra cash
- Dealing with those harassing collectors
- Find ways to slow or stop a foreclosure
- Find alternatives to bankruptcy
- Get your overall financial health in order
- Find ways to live a more free and generous life
- Offer one-on-coaching services, resources, product/book/program reviews, etc.

All of this has been made possible with the help of the community here at Wealthy Affiliate. I'm truly thankful to Kyle and Carson for this great program and to the awesome community here!

If you ever need anything, feel free to drop me a private message and I'll help in any way that I can.

If you would like to follow me on social media, here are my links:

Twitter - https://twitter.com/Overcomer81
Facebook - https://www.facebook.com/OvercomingTheDebtTrap
Website - https://overcomingthedebttrap.com

Here's to all of your success here at Wealthy Affiliate! May we all find great success in the years to come.

Chad81's Goals 3
Money Goals
Money I would be happy earning
Goal 1: $2000/month (55 referrals) This goal allows me to focus solely on my online success.
Money I would be ecstatic earning
Goal 2: $6300/month (270 referrals) This allows my wife and I to have full freedom. She could work only when she actually wants to work and could potentially retire.
Time I'm willing to invest to achieve my goals
Whatever it takes.
Goal created on
Dec 19, 2016
Comment on Chad81's Main Goals
Recent messages
Chad81 Premium
How much money per month would you be happy earning?
Goal 1: $2000/month (55 referrals) This goal allows me to focus solely on my online success.

How much money per month would allow you to live the ideal lifestyle?
Goal 2: $6300/month (270 referrals) This allows my wife and I to have full freedom. She could work only when she actually wants to work and could potentially retire.

How many hours per week are you willing to invest to achieve these goals?
Whatever it takes.
I hope the best for you man. I know what its like to have a young family and working your butt off to stay ahead of the wolf. The kids are in college now but you're comment sure did bring up some memories. The wolf is still knocking at my door but he's not quite as scary as when you have a young family to provide and care for. Wish you the best.
Kyle Premium Plus
Excellent Chad, I know you will achieve your goals. As you start seeing more progress and results, you will be able to spend more time on your business.

When I started out online, I had limited time because I was in school full time and I was able to achieve "full time" status within the online business world in a year. I totally understand that we all have "time" issues in life, but I absolutely know you can do the same and accomplish the same sort of success!

Take action on the training here, immerse yourself within the community, and ask for help when you need it. This is your sure path to your own personal goals and successes Chad! :)
VeronicasLuv Premium
I like how well thought out your goals are; I wish you success and congratulations on your bundle of joy!!!
Chad81's Accomplishments

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Recent messages
ClaudiaHB Premium
Hi, welcome to the Premium membership! You made a wise decision.
If you need any help with anything here on the site, drop me a line, I am glad to help.
Meanwhile, check out my WA blog posts and trainings, which I update regularily. You can
find those by clicking on my profile, and look below it.

Wishing you the most success possible


Try and fail, but never fail to try - Jared Leto
Biggsta Premium
Great job on going Premium! I'm glad you decided to take that next big step because now you have access to all the great training and tools and my most favorite, the live chat. If you ever need help with anything please feel free to let me know. Take care and good luck to you here at WA.

Kyle Premium Plus
Hey Chad,

I forgot to mention the other day that I am going to still be offering you my awesome bonuses if you join within the next 4 days.

Here are the bonuses that you are going to be getting:

(1) You are going to get a 59% discount on your first month Premium membership (only $19)
(2) You are going to get personal and private access to me! If you ever have a question or need help with your campaigns, I will be there. Where else can you access the CEO of the company for help?
(3) I am going to be giving you my "Diamond Traffic Bonus". This is going to show you how I walk into absolutely any niche and get unlimited traffic.

But only if you join in the next 4 days (this is what I call my "action takers" bonus).

Anyways, just wanted to mention this. Hope your training is going well Chad and Reply to this if you do have any “pending” questions. :)

scottdogg187 Premium Plus
We're officially 10 days into your WA experience Chad!

I hope all is well with you and that you're making some really awesome progress in the training so far. Just wanted to reach out to you personally and offer my help and support as well as answer any questions you may have in your first 10 days.

I have also decided to make my Awesome Premium Bonuses available to you once again. This is only if you join within the next 4 days, though. There're quite a few gems offered in this training alone that could give your online business the boost it needs to get up and running.

Anyways, I just wanted to drop by and check up on you and see how things were going for you in your first 10 days Chad. You should also have premium communication back for an additional 7 days so feel free to hit me up whenever you have a question or need a hand with anything.

scottdogg187 Premium Plus
Hi again, Chad

Ain't it crazy how fast time flies by? I can't believe you've almost been here for a week already can you? So what do you think of everything so far? I hope you have had the chance to go through some of the training and get the foundation of your website in place.

Also, I just wanted to let you know that tomorrow is the last day I'll be offering my Awesome Premium Bonuses. I would hate to see you miss out on this valuable information which has helped hundreds of other people jump start their businesses.

Secure your access by upgrading by tomorrow.

I hope you are rocking it Chad and do let me know if you need a hand with anything or have any additional questions.

I'm here to help!