Stay safe online
I had a very bad experience online last month causing me a lot of problems including my WA account been down graded for a short time.
I was a victim of identity theft and had someone using my bank card and bank details to spend massive amounts of money. I still don't know how they managed to get my details but it has been the worst month of my life.
I have had to prove that I did not make the transactions on my account and also prove that I was not connected in any way to the people using my details. My accounts got frozen whilst they sorted everything out which meant no payments could be made through my account. Then I had to explain everything to all my direct debit accounts as to why I could not pay them which means that I will have received bad marks against my credit file for something I didn't do.
So please make sure that you are very careful when imputing your personal details online and make sure that you know the company that you are giving your details to as I would not want anyone to go through the nightmare that I have.