Posts
16
Questions
10
I want to be able to fire up my old face book account and twitter account etc , BUT... I'm afraid of being tracked by creditors from my impending bankruptcy though. So here my q
Looks like you are getting good advice from a lot of great folks. I tend to agree with them. You really can't hide. So just lay your cards on the table and work through this adventure in your life. Remember there is no such thing as a mistake or failure if you learn from it. It then becomes a learning experience. Life is full of "learning experiences". Hang in there guy it will get better.
I think as Loes said, whatever you do, you only have a certain amount of time. I certainly don't know to hide, sorry. Glyn
When creditors want to find you, they really do not need social media to do so, you make it perhaps a bit easiers on them, but when they really want to persue you, they will find you anyway.
I agree with the majority below. Don't hide, come on out. i went thru a bancko 15 years ago, and it is humbling, but you can't let it cripple you. No way. Do what you have to do for you and your family to survive, and don't be one bit ashamed about it.
Your creditors cannot touch you while under bankruptcy. Face the world and follow the rules. It is too simple that way.
You don't need to hide from anybody.
Ken
Hi Mark, agree with Savant, you can run but you can't hide, it will catch up with you in the end. Why not try talking to your creditors, explain to them what you are trying to do, I'm sure they would respect you more for facing them than running from them.
Ask them if they will give you some time to resolve your present situation, keeping them up-to-date on your progress, at least they will know you are doing something about it instead of burying your head in the sand.
Even if you can't resolve your present situation, but I'm sure you will given time, you won't be any worse off than you are now. As they say: "Nothing Ventured, Nothing Gained."
Thank you Harry. It's a shame that I should feel shame in asking for advice on a simple equation. They want money....I don't have it. I want to show my identity, and not divulge my address. That all. Noting sinister. I need to go bankrupt....but there are complications that will put my ex wife in financial distress. This will in turn hurt my our children also. They are only 16 and full of dreams. I have caused enough pain with my 6 year long depression. I just want to climb out of this hole and show them that "daddy is not a loser".
I'm unable to start a dialogue with institutions that have no mercy. I need time, and it's not on my side.
Mark, there's no shame in asking for help when you are in trouble. As you say, going bankrupt would probably help you but you are avoiding it because of the problems it would create for your ex wife and children. You must still have deep feelings for them all and that smacks to me of an honorable man.
You WILL climb out of that hole and show them that daddy is a WINNER!
Been there, done that, I know how you feel about the "no mercy" institutions. Citi is one. They foreclosed and took me to court while I had a loan modification app going at the other end of their building. Talk about stress.
Meanwhile with regards your original FB account, I'd start weaning out personal info, addresses, contacts. I didn't even put my birth year in, and I fudged on the day of the month too. They can't get it out, if you don't put it in.
Watch out too for FB's facial recognition software in your new account. They're fairly aggressive about using it.
Ultimately if you have to go BK, treat it like the business decision it is. Nothing personal. Heck, if the world's biggest banks can use it, why should you feel guilty?
Mark, you know that the truth will set you free... Truth means nothing hidden, everything is out in the open, with complete transparency...
I don't know about other people here, but if you are serious about asking advice on hiding your identity from creditors, don't you think that this may have an impact on your credibility with other members?
Might be an idea to have a look at what you're asking the members to do and remove this question, don't you think?
no...I don't think so all. I have nothing to be ashamed of....I just can't pay back the money I owe right now. I'm sorry, but your way off base with this one. Perhaps you should read a couple of my last blog posts to give you some idea of why I'm asking for some advise. Lawyers give advise, paid or free....all day long. Your giving advise right now. I will not pull my question. I'm only looking for some guidance. I haven't broken the law....I'm just going broke.
Be well and stay well
Mark
See more comments
How can I hide from creditors and have social visibility?
I want to be able to fire up my old face book account and twitter account etc , BUT... I'm afraid of being tracked by creditors from my impending bankruptcy though. So here my q
Nothing sinister here. I'm buying time for a reason. I need to go bankrupt....but there are complications that will put my ex wife in financial distress. We bought a business together...and we are separated. If I file now....the banks will be all over the business. It will cause my ex and the kids even more stress. I have other reasons that are of great importance also. This will in turn hurt my our children also. They are only 16 and full of dreams. I have caused enough pain with my 6 year long depression. I just want to climb out of this hole and show them that "daddy is not a loser".
But it has to be done to Protect The Kids from any further financial stress...and my ex wife.
Looks like you are getting good advice from a lot of great folks. I tend to agree with them. You really can't hide. So just lay your cards on the table and work through this adventure in your life. Remember there is no such thing as a mistake or failure if you learn from it. It then becomes a learning experience. Life is full of "learning experiences". Hang in there guy it will get better.
I think as Loes said, whatever you do, you only have a certain amount of time. I certainly don't know to hide, sorry. Glyn
When creditors want to find you, they really do not need social media to do so, you make it perhaps a bit easiers on them, but when they really want to persue you, they will find you anyway.
I agree with the majority below. Don't hide, come on out. i went thru a bancko 15 years ago, and it is humbling, but you can't let it cripple you. No way. Do what you have to do for you and your family to survive, and don't be one bit ashamed about it.
Your creditors cannot touch you while under bankruptcy. Face the world and follow the rules. It is too simple that way.
You don't need to hide from anybody.
Ken
Hi Mark, agree with Savant, you can run but you can't hide, it will catch up with you in the end. Why not try talking to your creditors, explain to them what you are trying to do, I'm sure they would respect you more for facing them than running from them.
Ask them if they will give you some time to resolve your present situation, keeping them up-to-date on your progress, at least they will know you are doing something about it instead of burying your head in the sand.
Even if you can't resolve your present situation, but I'm sure you will given time, you won't be any worse off than you are now. As they say: "Nothing Ventured, Nothing Gained."
Thank you Harry. It's a shame that I should feel shame in asking for advice on a simple equation. They want money....I don't have it. I want to show my identity, and not divulge my address. That all. Noting sinister. I need to go bankrupt....but there are complications that will put my ex wife in financial distress. This will in turn hurt my our children also. They are only 16 and full of dreams. I have caused enough pain with my 6 year long depression. I just want to climb out of this hole and show them that "daddy is not a loser".
I'm unable to start a dialogue with institutions that have no mercy. I need time, and it's not on my side.
Mark, there's no shame in asking for help when you are in trouble. As you say, going bankrupt would probably help you but you are avoiding it because of the problems it would create for your ex wife and children. You must still have deep feelings for them all and that smacks to me of an honorable man.
You WILL climb out of that hole and show them that daddy is a WINNER!
Been there, done that, I know how you feel about the "no mercy" institutions. Citi is one. They foreclosed and took me to court while I had a loan modification app going at the other end of their building. Talk about stress.
Meanwhile with regards your original FB account, I'd start weaning out personal info, addresses, contacts. I didn't even put my birth year in, and I fudged on the day of the month too. They can't get it out, if you don't put it in.
Watch out too for FB's facial recognition software in your new account. They're fairly aggressive about using it.
Ultimately if you have to go BK, treat it like the business decision it is. Nothing personal. Heck, if the world's biggest banks can use it, why should you feel guilty?
Mark, you know that the truth will set you free... Truth means nothing hidden, everything is out in the open, with complete transparency...
I don't know about other people here, but if you are serious about asking advice on hiding your identity from creditors, don't you think that this may have an impact on your credibility with other members?
Might be an idea to have a look at what you're asking the members to do and remove this question, don't you think?
no...I don't think so all. I have nothing to be ashamed of....I just can't pay back the money I owe right now. I'm sorry, but your way off base with this one. Perhaps you should read a couple of my last blog posts to give you some idea of why I'm asking for some advise. Lawyers give advise, paid or free....all day long. Your giving advise right now. I will not pull my question. I'm only looking for some guidance. I haven't broken the law....I'm just going broke.
Be well and stay well
Mark
See more comments
Nothing sinister here. I'm buying time for a reason. I need to go bankrupt....but there are complications that will put my ex wife in financial distress. We bought a business together...and we are separated. If I file now....the banks will be all over the business. It will cause my ex and the kids even more stress. I have other reasons that are of great importance also. This will in turn hurt my our children also. They are only 16 and full of dreams. I have caused enough pain with my 6 year long depression. I just want to climb out of this hole and show them that "daddy is not a loser".
But it has to be done to Protect The Kids from any further financial stress...and my ex wife.