Upselling Products - Your Thoughts on After you "Buy In"

I would love to get a bit more light shed on the upselling products technique. Not that I like that concept at all, but the fact that I see soooooo much of this as I review dodgy Products online.

What I want to know is:

I buy a product that is going to earn me up to $519 a day after I spend 27 minutes setting it up and clicking here and clicking there (actually 17 clicks) and I am up and running.

And this "Product" priced at $47 has come with a 60-day money back guarantee.

And now I am potentially going to profit all this money using this product I found on Clickbank.

YIPPEE!!

However....

And hypothetically here;

I see the sales video and they tell me their sob story of how they were broke and now a month or so later they are having over $519 days and beyond. And all because of this awesome product they now use and that they have found a secret weird trick that when they click here and over there, copius amounts of money floods into their paypal account!

I am broke and I have a sob story too, and if in a months time this will do the same thing for me then I am all in!

So in I go, and after I purchased the initial $47 product, I am introduced to a $97 product that is going to fast track me to setting my business up... ( I am new and I need help)

So I buy that $97 product and then I click again and there is another $197 product that promises to show me all the latest social media and marketing strategies - that will help me with the $47 product and $97 I just bought...

And again I buy in.

All of them.

And in my in my mind I think, "I really resonate with his story and if he says that these other tools are needed, then that is what I need...."

So my question is.

What does the 60 day money back guarantee cover?

Is it the intial product I joined for $47?

Or do they have money back guarantees on all the other offers/upsells as you are enticed in?

So my question to you is?

Have you bought into one of these over hyped programs or systems, been offered upsells then decided it wasn't for you.

And did you get your MONEY BACK on just the first sale?

Or the upsells as well?