I'm an expat living in Costa Rica earning money from affiliate marketing. I love the fact I only need an air-conditioner and a fast internet connection.

I'm originally from the Los Angeles area, but spent more than 2 decades as owner and president of a telcom reseller business in Colorado.

Nowadays, I enjoy taking long walks, swimming, body surfing, and enjoying the good life.

I have a "no fooling around" approach to making money online. Too many members wait until they're frustrated to ask for help. Do yourself a favor and get expert help when picking niches and keywords. Their selection is the difference between having a chance to earn money, and not.

Today on January 1st, 2014 I had to tell 4 members they needed to start over with new websites because their keywords had little traffic or had too much competition. I don't believe beginners need to "pay dues" by doing it wrong a few times. There are plenty of experts on line here.

There is a lot to learn, however there is no reason or time for fundamental errors. If you really believe you can succeed, it can be done. If you create your own failures subconsciously, no one can help you.

Some of my favorite sayings:
- Let's earn a million dollars, then tell everyone how they shouldn't focus on money.
- Indecision is nothing more than a lack of information.