Thomas cook - beware, the vultures are waiting
This is going to be a very short post and mainly relevant to UK based WA Members.
If you're in the UK, you'll no doubt know that the long established holiday booking company Thomas Cook has become the latest High Street household brand name to fold.
What you may not know is that the scammers are already out there phoning people who've booked their holidays and asking them for their credit card details including the 3 card security number on the back so they can process a refund.
Most of us know not to give our credit card details out on the phone to incoming callers, but not everybody does. It's NOT obvious, and it DOES NOT make you stupid, but PLEASE DO NOT DO THIS!
If you paid for your holiday by credit card, you're 100% protected as your Card Provider will be jointly liable with the Retailer. All you have to do is call your Card Provider. They will have all the transaction details and your card details, but you have to call them - they will not call you. So if anyone does - be suspicous! Ask for a phone number and call them back if need be. Authenticate their number via the corporate website.
This has served as a good reminder to me to get a credit card again for the first time in almost 15 years, since I cut my last one in half due to mounting debt. I was suckered into an online ponzi scam disguised as a legit MLM a few years back. Since I paid by debit card, rather than by credit card, I've never go my money back!
Hope I wasn't teaching you to suck eggs here, but if I've helped just one person avoid being scammed, it was worth it.