Thank you :)

Thanks Melissa, yes it felt good to do :)

you are welcome

Thanks Richard, I thought I already replied to your comment, but either it disappeared or I'm dreaming lol... if you want to save money and can manage it, I think it is a good option :)

It makes sense doesn't it, I guess not everyone can mange the fee all in one go, but if you can do it, I think people should...if you are planning on going life long with this...like you (and me) :)

Thank you Elodie :)

Thank Anne, send the same back to you :)

Thanks Steve, yes, sounds like a great idea to me! ;)

Thanks so much :)

Hey Darren, yep I'm still here! :)

Thank you Sheila :)