Am I Really Who I Say I Am? Check This Out. Very Important

Last Update: June 15, 2019

Well Gang. Some of you know me and many of the new members dont have a clue who I am. I just want to give everyone a little break down of where I have been. But really is it me or is it someone else.

Two words: IDENTITY THEFT

Last couple months I have been dealing with pure 100% no holds barred identity theft.

Im not going to get into all the details because really I would be writing for days.

However it really is a devastating crime. Everything from loans, credit cards to even a library card on my name made by someone else.

This person eventually got in and cleaned out all my bank accounts, maxed out 1000s and 1000s in credit cards. 1000s in loans online and of course the wolves started knocking on my door.

Innocent until proven guilty is not the case in identity theft. 100% guilty until proven innocent.

All in all things are going a bit better now that the person was stopped. Not caught but stopped for the simple reality that I am also stopped.

For the money taken from my bank account yep there is insurance. The money used on my credit cards of course I dont have to pay back. However I was left with no credit cards and believe me getting one know sucks because every transaction I have to prove its me.

My passport was frozen and cancelled and now that is my next venture. The sharks for the online loans are still trying to say the loans are my responsibility even though I have a letter from the crown acknoledging who I am and what happend.

Every loan I apply for from this day forward I have to prove who i am because my name is flagged in the system.

So between dealing with this and being scared to even be online that is where I have been.

I feel lijke a prisoner in my own life.

I may get the energy one day to write a very long post with more details.

So thanks for listening. I hope everyone here is doing great and i think Im close to coming back.

Dale

Join the Discussion
Write something…
Recent messages
Talk2Ray Premium
Sorry to hear this Dale. I know Identity theft is a real problem today but you are the first I know that has had to deal with it. Hoping and praying for you to get past this.
Ray
Reply
DaisyK78 Premium
That is really sad. How evil are these people doing this. I really feel for you. Keep your head high
Kind wishes
Daisy
Reply
DaleMaz Premium
People just dont care how much they hurt others
Reply
DaisyK78 Premium
So true. Blessings to you
Reply
JonLake Premium
OMG! It must be awful. Cant even begin to imagine the horror of it all. Wishing you well along this awkward path. Look forward to seeing you back to your best
Reply
DaleMaz Premium
Thank you. I really wanted to be here but honestly was scared to. Not gonna lie. Still a bit leary
Reply
Wdcope Premium
I completely understand. While my identity theft did happen enough to cause havoc. I realized as they were stupid to put or someone it happened I got a letter thanking me for signing up for a brokerage. I called them and after proving who I was canceled of course. My next course of action was checking my bank accounts and putting a notice there and changed to new credit cards.
Then I called my brokerage and put a fraud alert there as well as 3 main credit reporting agencies. Still they tried to do more credit agencies, but I also found out they had my drivers license. Problem solved got a new one different number.
Funny part I received a $40 check from one which they deposited into and I canceled. It was made out to me, so I cashed it and used it for fees I paid to credit agencies..
I lucked out in some way, but it caused me to be more cautious and understanding to others in that situation.
Glad its finally working out for you, and welcome back.
Reply
DaleMaz Premium
At the end of the day it is literally the biggest inconvenience ever.
Reply
SimoninAsia Premium
Oh my goodness, I can not even begin to imagine what this must have been like, what an absolute nightmare! Do you know what triggered this whole thing off, did you do something that made you vulnerable or is just the luck of the draw?
Reply
DaleMaz Premium
To this day they dont know . So yes likely just luck of the draw. I learned that there are thousands of these kinds of cases. These people on the other end are very smart and good at what they do.
Reply
SimoninAsia Premium
Wow that's scary... I guess all it takes is for someone to get into your computer and they've got everything - PayPal, bank accounts, passwords, the lot!

All I can say is I'm glad you're through the other side. I don't know what niches you're in but you could turn this round to your advantage by writing about how to protect yourself from this and some of the measures or services you could use to protect yourself.
Reply
Top