I am a 47 year old stay at home mom and mother of 5. I have two children still at home, one a freshman in high school and the other a senior. My daughter wants to go to college to be an orthodontist, which is a minimum of 7 years of college. Although we've had our ups and downs money-wise, we've never done well enough to save up for college but also don't really qualify for any financial aid. I also take care of my aging parents (75 and 80). My mom has early dementia, they are not financially stable, and have no retirement or ways to pay for her care when the disease progresses. I would love to be able to make enough for my kids to go to college and be able to help my mom and dad live out their lives comfortably.