It really depends on what you want to do.
Are you talking about from Wealthy Affiliate or another affiliate account?
If you want to promote Wealthy Affiliate, it pays into PayPal which can be transfered to your bank if you wish. They do PayPal for security.
Premium membership payments are paid to WA with PayPal.(Again for security)
If you are interested in a program like Amazon Associates , they do Your choice of a check, PayPal, or gift cards. I don't know anyone who does gift cards though . LOL

Did this help? If you still have questions let me know, that's what I'm here for!

I hope everything is going well with you and getting everything rolling !
Let me know if I can help!
Best of success to you!
Mike

You need to create a PayPal account.

I am pretty sure you will.

I think you do. Paypal is the way affiliate sites will pay you when there are commissions and that way you do not have to expose your bank account numbers.