About MaryFRM
Joined May 2018
Hi, I’m Mary. I was born in Russia but currently, live in the US.

At the age of 15, I left my mother's house and moved to another country with $20 in my pocket. It was not really a choice, as she was sick and I had to survive alone, which was too bad in Russia in the mid-'90s. My mom passed away two months after I left.

I spent about 20 years in Israel, starting from a public boarding school and moving on to college and graduate school. Luckily, I found an adoptive mother who became my family and my soul support during these years.

I have a Bachelor’s degree in Economics and management, MBA in Finance with Magna Cum Laude and Financial Risk Manager (FRM) certification. You can count on my financial and risk judgment.

I moved to the US with my family in 2013, seeking a better education for my kids and better career opportunities for me and my husband.
English is my third language.

My resume lists more than 15 years of experience in consulting and FX trading and hedging. Several years ago I transitioned to the Risk IT Business Analysis domain. This is what I do as my full-time job.

Before I had kids, my hobbies were mountain biking, tennis, gym, theater, and books. Now I have 3 active munchkins, 4.5, 7 and 9y old, so my hands are full 24-7. But I still manage to go to the gym 3 times a week (it's a commitment to my physical health) and read some books during my lunch break (for my mental health).

I dare to say I know how to manage time, budget and priorities, making some time for my own development and learning new skills. This is why I’m here at WA. If it will bring me some more money for another vacation with my family – perfect!

My niche is personal finances. It includes ways to create an online business, work from home, make some extra money without too much effort, save on purchases and get more from what you already have.

I launched my website "MoCashForYou" in July 2018. You are welcome to visit. The link is in the right bottom corner of the profile, as we are not supposed to put it in our posts here to avoid any spamming.

In many cases what's good for our wallet is also good for our health and our planet. No smoking, no disposal products, just to mention a few.
I hope that my blog will help people to understand this idea.

Update (Nov 2019):
My progress so far is slow (at least that's what my perfectionist-self thinks about it). The blog has 42 posts, my Pinterest profile has about 335 followers, Facebook page - 90. Income is very low, as I don't focus enough on promoting affiliate products with reviews. However, I did get commissions from a bunch of products already, so the proof of concept is in place. In summer I had a huge traffic spike caused by one post, and it earned about $350 in AdSense income.

Let’s enjoy our time and company!
Feel free to follow and reach out

“If your way feels too easy, you are probably going down” (My mountain biking group mantra)
MaryFRM's Goals 3
Money Goals
Money I would be happy earning
1000 per month
Money I would be ecstatic earning
5000 per month
Time I'm willing to invest to achieve my goals
4 hours a week
Goal created on
May 24, 2018
Comment on MaryFRM's Main Goals
Recent messages
MaryFRM Premium
How much money would you be happy earning?
1000 per month

How much would you be ecstatic earning?
5000 per month

And how much time are you willing to invest to achieve these goals?
4 hours a week
A-rup Premium
Nice goals. Follow the training, ask questions when you are stuck, and always stay motivated. Good luck to you!
Carson Premium Plus
Great goals Maria,

The first step to achieving success online is to set some goals and now that you have done this you can start working towards them. Your goals are absolutely achievable and realistic. Dedicate yourself to working through the training, taking action, and getting help when you need it.

I am personally here to help you and there are many others within the community that will reach out to help too.

You are already doing great, keep it up!

MaryFRM's Accomplishments

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Recent messages
AJunTan Premium
Hi Mary, thanks for the follow! It actually unbelievable for me to know that you just leave your mother at the age of 15 and go to another country for the progressive which is almost impossible for most of us! Stay strong and don't give up. you are not alone here! :)
MaryFRM Premium
Thank you AJun.
My mom was sick and I had to leave to survive. She died 2 months after I left.
miamibeach7 Premium
Hello Mary,

thanks for the follow! I am following you back!
Welcome to the WA people.
Here you LEARN and eventually earn. Some people focus entirely on the WA boot camp, other's do their own thing.
I do.
So I will check out your website, since I am always curious where and HOW to invest money!
haiderkh87 Premium
Thanks for following me. I'm following you back :)

I've been part of the Wealthy Affiliate community since August 2017 and absolutely loving it.

Please feel free to follow me on social media:

Twitter - https://twitter.com/OurTechPlanet
Google+ - http://plus.google.com/+HaiderKhalid_1987
Facebook - https://www.facebook.com/ourtechplanet/
LinkedIn - https://www.linkedin.com/in/haider-khalid-82689722/

Share yours too and I would love to connect with you on Social media as well. Wish you the very best :)
HavenJames Premium
Hi Mary,

Thanks for connecting. Sounds like you have a full plate; I applaud your efforts to continuing to seek growth.

I love your niche, and seems like a perfect fit.

I have been in the currencies market for roughly 10 years, and I am developing a website aimed at a Forex niche.

I would love to share ideas, get your feedback and maybe develop some ideas for collaboration.

My niche idea is "Investing in Forex" vs "Trading the FX market".

As I am sure you are aware the Forex arena is packed with charlatans and get rich quick schemes, which I think keeps a lot of real investors away.

I want to connect with real investors to help them see that if treated like a longer term investment tool, the FX market can deliver great returns.

I just started developing content this morning, but I would love your thoughts as I progress.

Thanks again for connecting,
MaryFRM Premium
Hi Haven,
Nice to meet you.
I've been in Forex mostly for hedging. I don't believe you can make steady money from speculations. FX markets are mostly unpredictable, especially in the short term.
It would be interesting to see your "investment point of view".
Any great returns should be combined with the risk level you are ready to take.
Wishing you the best of luck!
christinewar Premium
Hi Mary first time I meet somebody from Russia, you are a very brave person to go out on your own at the age of 15 years, and very clever too, I am sure you will make your mark here at WA, they are fantastic for help and support, but there that's Canadians for you, the best, well I wish for you the very best, would love to stay in touch.

Regards Christine.

PS. lovely hair.
MaryFRM Premium
Ahh, Russians are everywhere...
I live in US now.

Thank you!

P.S, It's my natural color, still.