Privacy?? What privacy?There is no such thing

Last Update: December 10, 2014

Sorry my WA friends, I just have to vent.

I am not too happy with one of the 2 banks that I deal with, so I went to open a chequing and a savings account at Credit Union. As I was making appointment (in person) to get this done, they mentioned that they are going to do a CREDIT CHECK!!!! Say, what? I was only going to use this account for my pay to go into because it's in the city where I live now.

I am not asking for a loan, a mortgage, line of credit. Nothing like that. Just a simple chequing account. I use another bank for everything else. And they want to do a credit check....seriously???

Do we not constantly hear how important our privacy is??? Yeah, important for everyone to know what is private. It's just dawning on me that "your privacy is important" really means, it's important that we know all about you.

I am so peeved off, I am not going to open an account there.

Thank you for listening.

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malric Premium
Its a bit like orwell"s book "animal farm "isnt it and Orwell 1984 scary. However there are other forces other than human[i dont mean ET'S] are in control of us humans.And they are turning everything upside down which is really the right way up! So....we arent that smart and we are not in command,we just think we are haha
Debbi26 Premium
There IS no privacy these days and especially with all the data being online and so accessible. It's only going to get worse as technology gets better.
Gordi Premium
I am afraid you are right, Debbi. Thanks for reading
kleblanc13 Premium
It has never made sense to me when you aren't requesting money, why someone would require a credit check. I had a bank require one for me to access online check depositing.
Gordi Premium
Exactly my point. Not to mention if they are worried about the money, they know exactly what I am doing anyways, so WTF, pardon my french
Freedomseekr Premium
It does seem ridiculous that they need to do a credit check to open a basic checking account...not sure if they do that every where or not, since I've had the same one for ages, but I'd be irritated too if they'd do a credit check for that.

Seems a person has to have a credit check for everything nowadays...even car insurance goes by it here although I thought they aren't supposed, it seems our so called "privacy" means instead that its something everybody else and their grandma needs to know.

Sorry to start ranting a bit, I guess the way they make things so complicated to do something that used to be simple just irritates me, lol. Good luck in finding a new bank, BTW.
Best wishes :) -Sherry
Gordi Premium
I was ranting too, Sherry. Glad to have some company! That was my whole point: I wasn't looking to borrow any kind of money, just have a simple chequing account. Gees, nothing is simple any more!
Dfishell Premium
Only a hermit who does not have a business, or interact with others in any way, and lives off the grid has privacy today.