Financial Planner - Different Perspective
Hi All,
I just wanna share a good stuff. It's simple, but it can change a lot of thing.
I wanna talk about Perspective. You see, I was raised from a hard family, and they teach me not to buy things if you don't have the money. It is a good lesson, unfortunately I didn't listen and there I am with lots of debt to finish.
I fight hard and learn how to overcome that situation, and from all books that I read its looks like there is only one solution for me, that is SELL all your asset to settle your debt. Yes it works, but its kind'a make you back to the start. I survive but I want more than just being back to zero.
I learn and smart enough to understand that to make yourself financially free, your income should be bigger than your cost. You should divide what is NEED and what is WANT, at the end I just buy what I need and never get what I want, even I canceled my gym membership. This is not what I want.
GOD WILL GIVE A WAY FOR THOSE WHO TRY
And its happened, I found a book that teach me how to relief my headache, simply by changing my perception.
Here is the step :
1. Calculate all your monthly needs (ex. your monthly cost is $500 incl. all bills, membership, etc)
2. Calculate what you Want (you want to buy new phone for $ 200)
If we see this, its hard, where are we gonna find $700 to pay it all ? Most of books will suggest you to drop off your membership, change our grooming product with cheaper one, or even change our lunch. Keep reading.....
3. Make it daily ($700/30) = $24)
This is perspective switch, if we know that to have all our monthly needs (and wants) is only by having $ 24 per day, it will burn our spirit cause it seem easy to achieve
You can sell Amazon or Clickbank product that can give you $5-10 each. Sell three product and your done.
That's my story, the one that motivates me to keep doing Online business. Hope it can inspire more people
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This is a great post and it takes a situation that seems overwhelming and helps it to become manageable.
Totally Agree with you. Its all about mindset
Yes, it really is!