Today is the final day of a year and a decade! I remember when I was in high school (1980s) thinking "2020 is forever away". All the futuristic movies were played out in the 2026 area of time. I thought I'd never see it!

I sure am glad that I get too!

I find the time around a new year to be full of hope. I admit, 2019, did not give me that hope and our situation at the time has not changed much, but I have changed. I am not going to give up when my head is swimming and I hope that you do not either.

I've invested a LOT into myself this past year. If you are a member here, you've invested in YOUR self, in YOUR dreams, in YOUR Happy, Healthy, and Wealthy.

As we finish today, December 31, 2019, and ring in January 1, 2020, I wish each one of you a FANTASTIC year and I pray that all of YOUR dreams come true.

2019, can keep it, 2020...here we come!

Happy New Year friends!

Here's to your Happy, Healthy, and Wealthy!