When you're up to you ass in alligators, it's hard to remember your objective was to drain the swamp. Is everything always ten times harder than you thought it would be? Dad use to say, If wishes where horses, beggars would ride. Don't believe the gurus who tell you there's an easy way. If there was, the top one percent would be a lot bigger than it is.Does $$388,995 sound like a lot of money to you? Well, it is! That's the annual income it takes to be in the rarified air of the group who make

Back when Moses was alive and I was a first year stock broker at Pru-Bache, every rookie started in a huge room divided into X shaped cubicles with four newly minted registered reps sharing the space. We had a chest high divider between each desk so we could see and hear what the other reps were saying to their prospects and customers.The whole goal was to graduate from rookie to high producer as fast as possible. The reward was a private office and your own personal sales assistant. It was