Now we are gaining ground and gaining CASH!Here's 5 more.

#11 Be sure to DIY when possible –Watching a couple How To Videos on YouTube or Vimeo could save you $500 on a plumber, $300 on lawn care, and let you save money with tons of life fulfilling crafts which by the way can also be sold if money is tight.

#12 Mortgages, Credit Cards, and Car Payments – You can renegotiate for a shorter term payout and use extra dollars today to save interest and pay off debt early. This will not only get you out of debt but also build credit for larger purchases if needed.

Pay cash and pay off credit cards as well to save on interest and build valuable credit for your home and business needs. There is something to be gained in charging $50 in gas on your card a month and paying it off. There is nothing to be proud of having $5,000 in meaningless debt that is money not making you money. Once debt is paid off charge only what you can pay off same month to save on interest and build your credit score.

#13 The Accountant - Hire anaccountant to find out what portion of your home and utilities you can claim on your taxes as a business expense and what other cost are deductible. This is a way to rack up small purchases and pay for your Wealthy Affiliate Membership by the year out of tax return money.

#14 Turning off lights is not enough– Not only should you turn off lights when not in use but now you can change to CFL and LED lights and save up to $50 a month or $600 a year in electric. Add solar panels to your roof and you could make use of a tax break purchased item to not just pay a portion of your bill but also potentially earn a paycheck each month for unused electricity you sell to the electric company.

#15 Yard Lights – Many ofthese lights come in solar powered versions and that includes bug lights and sonar repellents. For other lights like porch lights and flood lamps be sure to have CED or light censors to turn them off at the crack of dawn so you aren't paying to light up daylight.