Ok, I will share what my wife does.
She has a big fat diary which I gifted her in 2013. She still uses it, like you said time wasted is money wasted. She is also saving this diary because of the blank pages, she said this diary has so many other blank pages so she will use it for another year maybe.
Lets come to your situation - she writes everything down in her diary, sometimes I don't really understand how everything in my house gets done & very easily. She hardly goes shopping, she does everything online. Through planning, she does everything.
The best for you is to plan & everytime you think about doing something, write it down , you will surely accomplish it

Choose one small goal or task. Go and accomplish it.

One step at a time gets up the mountain. One brick at a time builds a house. Focus one thing at a time. If you get stuck, the live chatroom here is quite an amazing place to "brainstorm" and learn from others. I feel the same way as you though, and totally understand where you are coming from. No one can do the work for us, but if you are stuck, you can even private message Kyle or one of the other top 50 or top 100 fellow WA members and I am sure you will get through whatever may have you stuck.
The way you are feeling is completely normal, or so I am told, because there is so much to learn. The community here is amazing, go to that live chat room and reach out.

Yuriy. I'll be following your progress and would love it if you follow mine. Let's push each other.