What Are Cash Credits at Wealthy Affiliate?

At Wealthy Affiliate, you’ll come across three types of credits: AI Credits, Cash Credits, and Community Credits. Out of the three, Cash Credits are the most directly tied to your pocket—they represent real money inside the platform. Let’s break them down so you know exactly how they work.

Step 1: What Are Cash Credits?

Cash Credits are Wealthy Affiliate’s currency that carries real value. Each Cash Credit is worth $0.50 USD.

This makes them very different from AI Credits (which fuel your writing tools) or Community Credits (which boost your rank). Cash Credits are the bridge between your effort inside WA and actual dollars.

Step 2: How Do You Earn Cash Credits?

There are three main ways to earn them:

• Affiliate Program – When people join and upgrade through your referral link, you earn commissions in Cash Credits.
• Cash Credit Opportunities – Certain activities in WA reward you with Cash Credits directly.
• Purchasing Them – If you need more for services, you can buy them right inside the platform.

Example: You earn 20 Cash Credits → that’s equal to $10 USD.

Step 3: What Can You Do With Cash Credits?

Cash Credits are flexible—you can either:

• Cash them out: Once your payout balance hits $10 or more, you’ll get paid on the 1st of the month, usually via PayPal.
• Use them inside WA: Spend them on services like SiteComments, SiteFeedback, or domains.

This means you can choose between reinvesting into your online business or pocketing the cash.

Step 4: Do Cash Credits Expire?

No, they don’t. Once you’ve earned or purchased them, they stay in your account until you decide how to use them—either by spending or cashing out.

Step 5: Why Cash Credits Matter

Cash Credits are the glue that ties your community activity, affiliate marketing efforts, and platform services together. They give you:

• Flexibility – Use them as working capital inside WA or withdraw as earnings.
• Control – Decide whether to reinvest or pocket your profits.
• Motivation – Every time you see those credits stacking up, you know you’re moving closer to real income.

Pro Tip: Don’t just think of Cash Credits as “small change.” Consistent activity and referrals can scale them up fast. Over time, Cash Credits are the stepping stones toward long-term recurring income.