What Are AI Credits at Wealthy Affiliate?

Inside Wealthy Affiliate, there are three types of credits—AI Credits, Cash Credits, and Community Credits. Today, we’ll zoom in on AI Credits because they’re the fuel that powers one of the most exciting tools available to members: the AI writing system.

Note: AI credits get replenished on your join date for upgraded members, not on the 1st of each month. They can also be used in DsgnPop to create logos and later on, images of all kinds.

Step 1: What Are AI Credits?

AI Credits are your access tokens to Wealthy Affiliate’s AI features. Every time you generate content, outlines, or keyword ideas using the AI assistant, you’re spending AI Credits.

Think of them like electricity powering your creative engine. Without AI Credits, the tools don’t run.

Step 2: How Do You Get AI Credits?

You don’t have to worry about hunting them down—you’ll receive AI Credits automatically based on your membership level:

• Premium members get 10,000 AI Credits per month.
• Premium Plus+ members get a massive 30,000 AI Credits per month.

If you ever run out, you can also purchase extra AI Credits inside the platform.

Step 3: What Do AI Credits Do?

AI Credits unlock features that can completely transform the way you build your business:

• Blog Post Drafts – Generate full articles in minutes.
• Outlines & Structures – Let the AI build a roadmap for your writing.
• Keyword Help – Create SEO-friendly content fast.
• Content Expansion – Take short notes and grow them into full posts.

In short, they save you time and remove the barrier of staring at a blank screen.

Step 4: Do AI Credits Have Cash Value?

The answer is no. Unlike Cash Credits, AI Credits cannot be converted into money or cashed out. They exist solely to fuel your AI tools.

Instead of being a direct money-maker, they are a business growth tool—helping you publish faster, rank better, and eventually make money through your sites and referrals.

Step 5: Premium vs. Premium Plus+ AI Credits

While both memberships include AI Credits, the difference is in scale.

• Premium gives you 10,000 credits per month, more than enough to create blog drafts, outlines, and consistent posts for one or two websites.
• Premium Plus+ supercharges you with 30,000 credits per month, which is perfect if you’re managing multiple sites or aiming to publish a high volume of content consistently.

In short: Premium gives you access to the power of AI, while Premium Plus+ gives you three times the firepower to go further and faster.

Step 6: Why AI Credits Matter

If you’re serious about online business, content is your currency. The more quality content you produce, the more traffic, engagement, and sales you attract.

AI Credits act as your personal accelerator. They don’t replace your creativity—they amplify it by speeding up the process and making sure you never run out of momentum.

Pro Tip: Don’t just use AI Credits to pump out articles—combine them with your insights, stories, and style. That’s how you turn WA’s AI into your writing partner and stand out from the competition.