As you can see by the pictures, I have a passion for horses. I grew up in the city and was not able to have a horse. I had friends who had horses and began to ride with them, but still no horse of my own. When I was young, I asked my father for a horse for Christmas. When Christmas came, he told me there was a horse for me in the garage. I was stoked and ran out to the garage just to find out that was a set of saw horses. I was bummed, but the interest and passion for horses didn't die there. At the age of 60 I bought a small ranch in Montana and bought my first horse. Better late never. Now I have 5 and enjoy training, riding, and teaching my grandkids how to train and ride. It's quite enjoyable. My father was raised on a dairy farm, so maybe it's in the genes to have a ranch and to love being on it and doing what needs to be done to make it an enjoyable place to live.
I have been involved in a home repair business that I started 25 years ago. Unfortunately I never set aside anything for retirement. I won't be able to do what I do now, forever, so I need to do something and this might be the answer.