Hello to all, my name is Rick. I am a retired Naval Officer who was raised and has lived all over Canada from close to the North Pole to the West Coast and (almost ) to the east coast. I haven't been to Newfoundland / Labrador ... yet!
Outside of the military, I have been active in the insurance industry, and the adult health and safety training field. I love teaching and working with people to help them achieve their personal goals.