Hello world, PhillipG back here again and happy to be so having been on a four year journey around my head getting the right settings sorted and am now good to go. I am 68 yrs of age, from New Zealand and a complete newbie in the IM world,it has been a long round about way to get here, however I am here. and that's what matters. My passion is personal growth and self development and having arrived at this stage of my life I feel that WA is an ideal platform for me to not only continue my own growth but to also develop a financial support system that will help me to enable the spread and understanding of personal growth and self development amongst the young and disadvantaged of my country and culture. After having read all the posts and Kiels responses on the Wealthy Affiliate Review page and doing searches and reviews my own, I now feel very confident about moving forward. So choice!