Sometimes Life Happens
Hello everyone, I hope all is well. I haven't been on here in a little while because sometimes life happens and throws a curve ball into the mix. I feel like I've had a few of those recently. I hope all is well with everyone. I'm seeing signs that it looks a lot like that!
I immediately started seeing such inspirational posts from those who have been experiencing good things going on. I really needed to see this today since I have been on one heck of a ride in the last couple of months. I work a fulltime job, and although I am truly thankful and blessed to have a job, it's just not doing it for me anymore. I've been there almost 5 years and there is no way I'm going to grow and advance. It's just not going to happen. I'm never going to make the money that I should be making considering I have two degrees and 18 years experience. I've had a total of 83 cents in raises the entire time I've worked with this company. I drive an hour one way everyday. That's two hours a day spent on just my commute and we don't want to talk about my gas expense.
My job is very busy and very hectic, as I work in the medical field seeing patients all day. I keep getting more and more work put on me but yet my pay stays the same. Overtime is basically forbidden but yet they want the work done? There are only so many hours in a day. I have resorted to going in early, staying late, most of which are off the clock, something else that is basically forbidden. I see others chit chatting and doing not much of nothing it seems, but I never get any help. I'm pretty much done at this point. It's time for a CHANGE! I know that WA is going to take me places but it isn't happening just yet. I still have to work a job because I have bills to pay and I honestly really need the benefits. I have to make a change, several to be exact, but what will these changes be?
Before I go into the changes that I need to make, I want to share something that really hit me hard and depressed me so badly. I have student loans that just recently came into repayment status and it caught me by surprise. My credit score dropped 98 points one time and then the very next update it dropped another 29 points! I have always prided myself on having good credit and this threw me for a loop! I made a phone call and talked to someone about my situation and was told there is something called an Income Driven Repayment program and if eligible, I may not have to pay anything at all for a year. The guys gets some information from me and commences to tell me that I am eligible, get this now, because based on my income, I AM AT THE POVERTY LEVEL. I knew I didn't make a lot of money but I never considered myself at povery level. I was completely blown away by this. I really knew it was time for change after hearing that. Even with it being the good news that it was, i knew then I have to make some changes in my life. So, I did some soul searching, praying, and a lot of sleepless nights of thinking. Here goes.
First of all, I need to find another job that is closer, pays more and has all the benefits I need. Am I looking? Yes, I have started looking and there are some interesting prospects. I'm feeling really good about it.
Another change I am making is reducing the amount of debt that I have. I am so hurt over my credit score!!
The changes continue. Sometimes the changes we make in life are with our persaonal self. I had to stop feeling sorry for myself and remind myself that change doesn't happen unless I make it happen and what the whole reason for making a change is. MONEY. The root of all evil, yet the one thing necessary to live in this world. I will not settle for struggling the rest of my life or just getting by. I want and need to succeed and to be able to sleep at night and not worry about my future or the future of my loved ones. With enough money to not stress and worry over bills and such I can help family and friends and also be able to donate to charities and help other people, as my motives aren't entirely selfish. I want good fortune for myself but I also want to pay it forward. So what do I do to make money outside of my job until I find success on WA?
I have an eBay store that I've kind of let go because I really don't have the time it takes to keep it going. It's a numbers game so you have to list list list and then sit back and wait and see if what you listed sells unless you can find that one hot item that sells really good. Most of those items are being sold by too many people and that makes it really competitive so you still end up watching and waiting for things to sell. Plus, I like piddling around with eBay but it's not something that I really want to invest all my time in because I don't have the passion, I guess you could say anyway, that it really takes to be successful at it. It's made me money over the years but I have bigger and better ideas, a lot of which the thanks goes to WA and all of you here. So what am I going to do since I have a ton of stuff to sell taking up all this space in my garage? I'm going to post pics of things on the marketplace on social media, local listings on Offer Up, set up for a couple of weekends or so at the flea market since I'm not in a place that is easy and convenient to have a yard sale. I know it will take a little time to take pictures and do listings, but I won't have to take as many detailed pictures and list so many details and such like has to be done on eBay. In other words, it will take less time to list on the local sites and social media market place. I can even put my PayPal card reader to use! This is the holiday season and I think I will make a lot of sales to people looking for specific things, or for people that run across my ads and buy things because it's an item that a certain someone wants or needs, is like new but much cheaper than brand new. It's all I got at this point and I need to get rid of all the stuff anyway and make some money.
That brings me to the last change that has to be made at the moment. Time management!!! Since I work a fulltime job, I have limited time so I have to spread myself a little thin and work my time wisely since I desperately need to get back to my WA stuff. I will designate a certain amount of time and certain days after work for each and on the weekends I will spend one day on one thing and the other day on the other. I know there will always be changes to make in life but it's like setting goals, you work toward one goal at a time.
The "moral of this story" is that it is up to us in what we do or don't do in life. It depends on what you want out of something as to what you put into it. Everything isn't always easy, nor do things come to us easily. We have to put forth the effort. We don't always succeed at everything, we have to find the things we can succeed in and keep trying until we do succeed. No one is going to do it for us. We have to make a plan, stick to it, and make necessary changes as we go. Life doesn't always work out for us how we'd like it to, but it's ok, we keep pushing forward. We life throws you a curve, lean into it!!!
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Our mindset plays such an important role in our life. What we think about we will create. So when you say you are determined and focused, yes, will have the potential to work hard and follow through to the end.
However, when you say that money is the root of all evil????? How do you think that this affects your ability to have lots of money and general abundance in your life?
I have read several books on creating wealth over the last 20 years. I always understood what they were trying to teach me, but was never 'ready' to fully receive the message. Recently I read another book, and the message hit me loud and clear. I had to change the way I really feel about money/wealth for it to be able to manifest abundantly into my life. Within a month, I came across 2 opportunities to begin to create passive income for myself.
My message to you is: You have to really want it, and then you have to release all negative beliefs that you currently have regarding money, wealth, rich people etc. and then you have to get out of your own way and allow it to happen.
I wish you all the success you desire for yourself :-)
Money drives people to do things they wouldn't normally do. More often than should be, not good things. I want to do good things. I'm driven by money in that I know it takes money to survive in this world first and foremost. Having a home, a dependable vehicle, tag, insurance, and gas for the vehicle, food and clothing. Some of which relate directly to Maslow's Hierarchy of needs. Once those needs are met, we have other "needs" that are actually called wants that we try to meet. Those are our material things, entertainment, and various services we love to use like when we go to the salon or to get a massage. No matter what we want or want to do, it costs money usually. I'm no different than anyone else, I like having nice things, going places, doing things, but I also know it takes money and I wasn't born with a silver spoon in my mouth so I have to work for the money I get. I'm pretty sure I'll never win the lottery because I rarely ever play it. Things have never come easy for me, although I wish they would, but I'm ok with having to apply myself and make things happen for myself. Nobody is going to do it for me. I mean, why would they? Others are trying to do the same thing, help themselves. It doesn't mean I never do anything kind for others but every kind deed doesn't cost money. Sometimes just listening to someone about their problem(s) makes a big difference and helps in ways that money cannot. It's people who selfishly use money or use it to do wrong that makes money the root of all evil. Think about it. The majority of evil deeds tend to revolve around money some kind of way.
Absolutely life happens at the wrong time but it does happen and things have a matter of working itself out. But you need to change then that is what you need to do.
I don't blame you because when I was working outside the home I did all the work and didn't get anywhere so needless to say I was fired but that was okay because I wasn't doing anymore and then that is when things came up and they felt that it was time for me to go.
But they always found something that they could get rid of me so that is my story. To fast forward I can't work outside the home anymore so WA found me and I joined and the rest is history.
I do understand what you are going through. I understand for the need for change as well. Things are going to work out for you so don't worry too much.
Mary
I know all about how you can be done so wrong on a job. I actually left the company I am with the end of last January. It was closer to home and making more money. Life was great!! FINALLY, and then I went in the hospital for 6 days 10 days shy of my 90 days. The first day in the hospital I was taken to ICU for a little while but then went to a regular room. That was on a Thursday. On Friday morning bright and early my supervisor calls me for help in doing my job because he was clueless. Monday thru Thursday I was a Medical Assistant going from office to office wherever I was needed and on Fridays I did the IV infusions in the Rheumatology office. It's not what I was hired for. It was just thrown in my lap because I have years experience in Rheumatology and can do IV's. I'm a good sticker if I have to say so myself. Anyway, I spend a couple of hours from my hospital bed instructing him on mixing the medications and so forth. He can do IV's but knew nothing about these drugs and how to give them and what all was involved with it. At this point he's telling me thanks and to get better and so forth and not to worry about my job. Ok, so I'm feeling good about things. I get out of the hospital and return to work a few days later after being released from my primary care doctor, only 4 days later and there was a weekend in those four days. I go back to work and they have filled my "position". What they called my "position" is what I did only one day a week on Fridays, and was not what I was hired for. Just wait, it gets better. Not only did they fill my "postion", in order for me to still have a job I would have to take a pay cut to "only be a Medical Assistant". I was shocked. They hired me as "only a Medical Assistant". They cut my pay $4/hr. and I was just supposed to be ok with that. Well, I wasn't ok with it. I went back to work for 3 days, against my better judgement. I was floored, didn't know what to do so I felt I had no choice. I worked Wednesday, Thursday, and Friday and when Monday rolled around I just couldn't make myself go to that place. I felt by doing so it was telling them it was ok to treat me that way and it WAS NOT OK. I called out on Monday, Tuesday, Wedneday and basically finally told them I wouldn't be back. I took that time to look for something else. My old job, which is my current job, asked me to come back, so out of desperation I came back after only being gone for 4 months. I was started out at what I was making when I left but had to start all over again and go through the 90 days and training and all that. I'm back to the drawing board it seems and it has been a real struggle to go back to the same thing I left before. Well, needless to say, I still feel the same way that I did when I left before and here I am again looking for a change in jobs at the same time of year. It's pretty disheartening and I've had the mindset that if I leave again someone will do me wrong again and I won't have anywhere to go back to. That is when I knew I had to make a change that I needed to take a risk again. There has to be something better for me out here and I plan on finding it! Changes are being made as we speak and I am getting really excited about good things to come. Life does happen, but when life gives you lemons, don't just stop at lemonade, there are many more things to do with those lemons!
Yes, there is more than just lemonade. But you have to live in the meantime any prospects yet. Something will come along for you. I am so sorry that you went through something like that.
It is really a shame that these employers can do such a thing to employees it is not right. That is why we are here working for ourselves so we don't have to put up with this kind of stuff anymore.
But until we get our businesses up and running we have to rely on a 9-5 just over broke (job). Well, things are happening so that is a good thing for us. I know how you feel though.
Things that employers do I feel is unethical at times and it doesn't make any sense for things of this nature to happen.
I will keep you in my prayers and things will look up for you. Best wishes on your journey with WA.
Mary
Thank you Mary! We will prevail! I wish you all the best success and many blessings. I will also keep you in my prayers. There is definitely power in prayer!
You are so very welcome it was my pleasure. I wish you the same and my blessings as well. And yes there is definitely power in prayer.
Mary
Just read your blog and totally empathise with you here as I am also struggling to manage on NHS and State Pension and small part-time job. I am determined however long it takes to keep plugging away here at W.A. I am finding it difficult to master some of the skills here but am totally convinced that I am in the right place, at the right time, to see this through to finding my "breakthrough point" to achieving financial freedom we all dream and aspire to. To your success and mine. Be encouraged...
I feel your pain! Don't give up! I am still learning on here as well, some of which I'm struggling to retain since I've been out of the loop for a couple of months. If there is anything I can help you with that I have already "mastered", for lack of a better word, please don't hesitate to ask. I will help you as much as I possibly can, and if I can't I will try to direct you to someone who can. Everyone here at WA is awesome and very helpful. There are those that have learned it all and doing well that give really good tips and advise. I wish you the best in your new endeavor.
Hang in there Life is about Stress..I stress daily about my daughter's future so I've worked hard to give her a start she is 13 and brilliant.I to was very brilliant.I REMEBER coming home with a paper that had my IQ on it not realizing it was one of the highest in the states .Buy my rich Grandfather was going to have the way for me.Butbibgot off track around the wrong crowds ended up in prison as a kid at 19 for Running with wrong crowd I take my part I was an addict and didn't know it So LIFFE hits Hard I've overcome every obstacle and became a better person for it We go through life to learn lessons so we teach our kids not to to do the same I wasn't as fortunate as my daughter to have both mom and dad.So take it day by day and always think of how bad things could get.We are put through these things to come out better than before and stronger IR we can let these things break us.I choose To come out better from the bad situation placed in front.So You FOLLOW your heart it's nice to have money and to give to charities I gave a dollar to a charity on Thanksgiving atleaast I know I contributed I would if gave more but all I could afford..But be you follow your heart.Go with your gut first but your heart will always guide you to where your supposed to be. Thing will look up for you..Thanks for sharing..
I do believe that we go through the things we go through for a reason. We all have our struggles. It's how we handle those struggles and what we do, how we live, etc as a result of those struggles. We have to be accountable for our own actions and to live right and do right like we know we should. Sounds to me like you've made mistakes but have also paid your dues and learned from those mistakes. It's the things that we keep doing over and over that are not mistakes. They are conscious choices especially when we already know of the consequences but do things anyway. Life, however long, is an ongoing learning process. I wish you many blessings and much success in your life.
It really sounds as if you are totally on the right track and just need to continue to implement your plan and so reach your goals. I completely feel you on the job that you currently have, as mine is very similar, I just don't commute that far. It sounds as if you have the right mindset and the skills to carry out the plan and reach the desired destination. We are wishing you well and he to hear more from you and how your journey is going. Life is indeed hard, true story.
Blessings ~ Frank & Tina (free4life) 🙏🏽
Thank you! Thanksgiving made me realize that I do have a lot to be thankful for and the one thing I do have that no one can take away from me is my determination and drive. I am very thankful for that. It keeps me going! Many blessings to you and yours and for everyone else here at WA! Keep pushing forward and remember to pay it forward!
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It takes all of us some time to sort it all out.
That is very true!