Sometimes Life Happens

Hello everyone, I hope all is well. I haven't been on here in a little while because sometimes life happens and throws a curve ball into the mix. I feel like I've had a few of those recently. I hope all is well with everyone. I'm seeing signs that it looks a lot like that!

I immediately started seeing such inspirational posts from those who have been experiencing good things going on. I really needed to see this today since I have been on one heck of a ride in the last couple of months. I work a fulltime job, and although I am truly thankful and blessed to have a job, it's just not doing it for me anymore. I've been there almost 5 years and there is no way I'm going to grow and advance. It's just not going to happen. I'm never going to make the money that I should be making considering I have two degrees and 18 years experience. I've had a total of 83 cents in raises the entire time I've worked with this company. I drive an hour one way everyday. That's two hours a day spent on just my commute and we don't want to talk about my gas expense.

My job is very busy and very hectic, as I work in the medical field seeing patients all day. I keep getting more and more work put on me but yet my pay stays the same. Overtime is basically forbidden but yet they want the work done? There are only so many hours in a day. I have resorted to going in early, staying late, most of which are off the clock, something else that is basically forbidden. I see others chit chatting and doing not much of nothing it seems, but I never get any help. I'm pretty much done at this point. It's time for a CHANGE! I know that WA is going to take me places but it isn't happening just yet. I still have to work a job because I have bills to pay and I honestly really need the benefits. I have to make a change, several to be exact, but what will these changes be?

Before I go into the changes that I need to make, I want to share something that really hit me hard and depressed me so badly. I have student loans that just recently came into repayment status and it caught me by surprise. My credit score dropped 98 points one time and then the very next update it dropped another 29 points! I have always prided myself on having good credit and this threw me for a loop! I made a phone call and talked to someone about my situation and was told there is something called an Income Driven Repayment program and if eligible, I may not have to pay anything at all for a year. The guys gets some information from me and commences to tell me that I am eligible, get this now, because based on my income, I AM AT THE POVERTY LEVEL. I knew I didn't make a lot of money but I never considered myself at povery level. I was completely blown away by this. I really knew it was time for change after hearing that. Even with it being the good news that it was, i knew then I have to make some changes in my life. So, I did some soul searching, praying, and a lot of sleepless nights of thinking. Here goes.

First of all, I need to find another job that is closer, pays more and has all the benefits I need. Am I looking? Yes, I have started looking and there are some interesting prospects. I'm feeling really good about it.

Another change I am making is reducing the amount of debt that I have. I am so hurt over my credit score!!

The changes continue. Sometimes the changes we make in life are with our persaonal self. I had to stop feeling sorry for myself and remind myself that change doesn't happen unless I make it happen and what the whole reason for making a change is. MONEY. The root of all evil, yet the one thing necessary to live in this world. I will not settle for struggling the rest of my life or just getting by. I want and need to succeed and to be able to sleep at night and not worry about my future or the future of my loved ones. With enough money to not stress and worry over bills and such I can help family and friends and also be able to donate to charities and help other people, as my motives aren't entirely selfish. I want good fortune for myself but I also want to pay it forward. So what do I do to make money outside of my job until I find success on WA?

I have an eBay store that I've kind of let go because I really don't have the time it takes to keep it going. It's a numbers game so you have to list list list and then sit back and wait and see if what you listed sells unless you can find that one hot item that sells really good. Most of those items are being sold by too many people and that makes it really competitive so you still end up watching and waiting for things to sell. Plus, I like piddling around with eBay but it's not something that I really want to invest all my time in because I don't have the passion, I guess you could say anyway, that it really takes to be successful at it. It's made me money over the years but I have bigger and better ideas, a lot of which the thanks goes to WA and all of you here. So what am I going to do since I have a ton of stuff to sell taking up all this space in my garage? I'm going to post pics of things on the marketplace on social media, local listings on Offer Up, set up for a couple of weekends or so at the flea market since I'm not in a place that is easy and convenient to have a yard sale. I know it will take a little time to take pictures and do listings, but I won't have to take as many detailed pictures and list so many details and such like has to be done on eBay. In other words, it will take less time to list on the local sites and social media market place. I can even put my PayPal card reader to use! This is the holiday season and I think I will make a lot of sales to people looking for specific things, or for people that run across my ads and buy things because it's an item that a certain someone wants or needs, is like new but much cheaper than brand new. It's all I got at this point and I need to get rid of all the stuff anyway and make some money.

That brings me to the last change that has to be made at the moment. Time management!!! Since I work a fulltime job, I have limited time so I have to spread myself a little thin and work my time wisely since I desperately need to get back to my WA stuff. I will designate a certain amount of time and certain days after work for each and on the weekends I will spend one day on one thing and the other day on the other. I know there will always be changes to make in life but it's like setting goals, you work toward one goal at a time.

The "moral of this story" is that it is up to us in what we do or don't do in life. It depends on what you want out of something as to what you put into it. Everything isn't always easy, nor do things come to us easily. We have to put forth the effort. We don't always succeed at everything, we have to find the things we can succeed in and keep trying until we do succeed. No one is going to do it for us. We have to make a plan, stick to it, and make necessary changes as we go. Life doesn't always work out for us how we'd like it to, but it's ok, we keep pushing forward. We life throws you a curve, lean into it!!!