Im glad your working on your goals consistently because that's all it takes, Dedication! Remember the people who are successful are only successful because they decided not to give up. I understand your situation broke, scared, confused because I get the same way most times and I have to go to youtube and watch motivational videos lol
That works for me because I guess I just need to hear someone say they believe in me even if its on youtube. I encourage you to keep at it and always be looking for ways to monetize your site, plus keep studying and don't forget to watch a motivational video to lift your spirit every morning.

And BAM you found an awesome niche to write about. How believable would it be from someone in your situation (given SO SO many are) to take advise. I can nearly see the website with the story: Let me show you how you can get out of sorrow just like i did. Your current problems can be your future $$$ easily.