PAGE 1 = Introduction (PayPal Issues for Canadians)
PAGE 2 = Royal Bank of Canada (RBC) Solution
PAGE 3 = RBC U.S. High Interest eSavings account
PAGE 4 = Linking PayPal to your new RBC US account: Step #1
PAGE 5 = PayPal + RBC: Step #2
PAGE 6 = PayPal + RBC: Step #3
PAGE 7 = PayPal + RBC: Step #4
PAGE 8 = PayPal + RBC: Step #5
PAGE 9 = PayPal + RBC: Step #6
PAGE 10 = Conclusion


In this training tutorial, I want to share an important piece of information for Canadian PayPal users (keep reading, it is worth it!).

To start off, when we receive commissions from WA, these commissions go to our individual PayPal accounts and in US dollars.

As I mentioned in my WA blog post, there are a couple of problems associated with the Canadians having a USD PayPal account:

1). The first issue is that PayPal's conversion rate is 2.5% every time they convert US dollars to Canadian dollars.

It may not be a big deal but it's $2.5 on every $100 that you earn, $25 on every $1000 that you earn and so forth.

And the bigger the income, therefore the higher will be the fee.

2). Second issue is that PayPal automatically converts USD to CAD, and there is no option to change that.

However, THERE IS ONE solution available! (I will get to that in a bit, don't worry!)


NEXT: Royal Bank of Canada (RBC) Solution



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Recent messages
tpchan Premium
Awesome tutorial!

This might be a reeeally stupid question but lol... anyways, so say the commissions are received and they're sitting under RBC. When you withdraw off PayPal, it'll go to the RBC acc and not our primary bank right? Or is there an option? I've never had more than 1 bank linked to my PayPal sooo yeah
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Zarina Premium
Hey Teresa! Sorry just noticed your question. There are no stupid questions at WA, we're all here to help :)

Yes, if your PayPal is connected to RBC (and you make the withdrawal to RBC US account), then that's where the money will go. Not the checking account of the same bank (and definitely not the primary account of another bank).

When you make a withdrawal from Paypal you indicate which exactly account you want to move money to (if you have more than 1 account linked to your PayPal).

Hope this helps!
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tpchan Premium
Hi Zarina, thanks for the reply!
So if we withdraw to our RBC US account, the money will be in USD? Or is it converted to CAD?
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Zarina Premium
Yes, it will be in USD! That's the reason I created this account in the first place (and avoid PayPal's hefty 2.5% conversion fee).

And if I want, I can always transfer from my US account to my CAD account.

Glad to be of help :)
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tpchan Premium
Alrighty, thanks!
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Zarina Premium
Np!
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HarveyBrown Premium
Thanks Zarina, I am Canadian and this was very informative.
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Zarina Premium
Glad I could help, Harvey! Let me know if it worked for you, for some reason for Jacob below it was unsuccessful attempts with PayPal (maybe it was lazy representatives).
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Just want to know if people are still able to set up a RBC US account to paypal? I've been trying and having no luck, had called 3 times to paypal and they tell me it can't be done.

I have a RBC US account and followed all the steps and no luck.

If anyone who has set up very recently with paypal to transfer US to CDN-US account, can you show me how.

Thank you in advance
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Zarina Premium
I think you should try calling them again and ask them to manually do it and that you know a few people have done it already. Some representatives are lazy asses so who knows maybe you encountered one of them.

If you scroll down the comments, you'll see that one said he was trying to do the old way (when I originally published the tutorial) and here is what he said (@1mpunity):

"PayPal support had to manually enable the bank account because it's a non-transactional account they got an error when trying to do the 2 small debit transactions so they just manually confirmed it and it is now active on my account"

Then Carole (@OKNord)said the same:

"Just like 1mpunity, I had issues with PayPay. If PayPal goes ahead and send their 2 small deposits to an RBC US high interest savings account, the deposits will be rejected by RBC, knowing this is a NON-transactional account. Trust me, I tried that route.

After several failed attempts, I had to inform PayPal, RIGHT AWAY, to manually confirm my new RBC bank account, (and to NOT send their 2 small deposits to my account), knowing this RBC account is a NON-transactional account."

By the way, do you have an RBC us *SAVINGS* account?

When I did this in the past, I followed the exact steps that I outlined in the tutorial and that particular account was opened.

Also, if I am not mistaken it also matters if your PayPal account is new or from a while ago but I can't remember exactly to be honest.

Just try calling PayPal again and let's hope you have a normal representative, and INSIST that they do it because there are literally so many people here that already have done it - including myself (although for me it was done online back then).

I hope this helps Jacob and welcome to Wealthy Affiliate!
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Easy-Moneys Premium
Dear Zarina!

What a fantastic Tutorial on a very helpful and money-saving topic!

I will undertake to go through these steps ASAP!

Every little bit helps nowadays and since WA pays into PayPal, I want all my successes in 2018 to be fully paid with minimal fees!

Barb from BC
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Zarina Premium
I updated the Step 5 as was recommended by commenters below! Apparently you have to call Paypal to manually approve your account, looks like the old way doesn't work anymore!
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Rwstretch Premium
This is excellent and very handy, look forward to more of your training and writing! :)

Hope your off to a good start in your Newyear!

- Ross
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Zarina Premium
Glad you found it helpful Ross! I updated the step 5 as was recommended by commenters below :)
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billarmstron Premium
Great article , thx ;o)
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Zarina Premium
My pleasure! :)
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PaulBoudreau Premium
Great tutorial, Zarina.
Keep researching this.
It is a cost-saving measure that will surely be appreciated by all Canadians.
Thanks, Paul
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Zarina Premium
Thank you Paul, I am glad you found this resource useful!
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OKNord Premium
Hi kasotty, I can't thank you enough for providing this super important tutorial to all your fellow Canucks! You're awesome!

Just like 1mpunity, I had issues with PayPay. If PayPal goes ahead and send their 2 small deposits to an RBC US high interest savings account, the deposits will be rejected by RBC, knowing this is a NON-transactional account. Trust me, I tried that route.

After several failed attempts, I had to inform PayPal, RIGHT AWAY, to manually confirm my new RBC bank account, (and to NOT send their 2 small deposits to my account), knowing this RBC account is a NON-transactional account.

My advice: Once people reach kasotty's Step #5 of her tutorial, which is "Confirm your bank account with PayPal", it's better to call PayPal Support right away, so that PayPal can MANUALLY confirm your RBC bank account.

Thanks again kasotty!
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Zarina Premium
Thank you very much for this info Carole! They probably updated it or something because I never did anything like that. So I will update this tutorial with this info!

You are awesome too! Really appreciate your contribution :)

Edit: Step 5 is now updated!
Reply
i called them up and they said the only way to confirm is through the 2 small deposits. what do you mean confirm manually. what exactly did you tell them over the phone?
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OKNord Premium
Hi there!

I had to say to PayPal right away on the phone that this RBC account is a NON-transactional account, which explains why the 2 small deposits will be rejected by RBC.

I asked PayPal to manually confirm my RBC account number over the phone. And that's what PayPal did for me.

I hope this info helps you.
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1mpunity Premium
kasotty, I tried this and the deposits never showed up then I got an email from PayPal saying it failed to add the account (this was a month or two ago). So now I'm trying to add the account again and i get an error saying "cannot add a bank account at this time" so i checked the help section of PayPal and it says Canadian PayPal accounts can only add Canadian banks. I am on hold with customer support to find out what is happening. It still gives you the option of choosing a US bank as your tutorial shows so not sure why it wouldn't work if they provide that option....
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1mpunity Premium
Well that was easy. PayPal support had to manually enable the bank account because it's a non-transactional account they got an error when trying to do the 2 small debit transactions so they just manually confirmed it and it is now active on my account woohoo!
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Zarina Premium
Great to hear it worked out! I was confused at first when I read your first message. I'm glad you got it all sorted! Also, someone below said that they no longer offer a one time withdrawal without fees from US savings account, so be sure to check with you RBC bank! (I don't seem to withdraw more than once a month, so I can't really say anything and I didn't have to check with RBC if there are new rules/policies). Glad I could help, feel free share with other Canadian WA'ers that you know, so that they benefit from this knowledge too!
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learn2bgreat Premium
Thanks for this. I'm emailing it to my friend.
Darren
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Zarina Premium
Glad to help! :)
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WreckItRalph Premium
Awesome!

Thanks!!
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Zarina Premium
Happy to be of help!!
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hibbs123 Premium
This info is so valuable to me thank you
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Zarina Premium
I remember how I couldn't contain this info and had to share it ... it took me a while to properly create training answering all the questions though!
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CraigW315 Premium
This is great. Thanks for the info.
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Zarina Premium
My pleasure :)
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GDinelle Premium
Hi Kasotty,

Thanks for the great info will certainly be helpful in getting more for our buck.

Merci beaucoup et au plaisir

Gilles
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Zarina Premium
Pas de probleme, Gilles! Sorry it took me so long to respond. By the way, Step #5 is now updated in case you didn't go through the set up yet.
A tout a l'heure!
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TanjaRita Premium
I just called RBC about this bank account and it doesn't look like it is free anymore. She said there is a $3 a month option that allows up to 10 transactions a month and one with unlimited transactions for $9 a month.

Both come with a US visa debit card.
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blakedanica Premium
Thanks for sharing :)
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Shawn39 Premium
Thanks for that. Paypal does get a big chunk I've noticed !
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Zarina Premium
Np, Shawn, glad I could help! Also, I've updated step #5 thanks to comments made here.
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blakedanica Premium
Holy Sweet Fancy, is this ever useful! I am SOOOO glad I accidentally came across it because this has answered a ton of questions and cleared up my muddled brain on this topic. I was looking in all the wrong places for the answers. I knew about that 2.5% thing and thinking I didn't like that idea AT ALL. I'm still quite new to all of this and haven't gotten to the whole "making money" part of it but I still had the questions. I can't thank you enough for this tutorial!! I may just hit you up again at some point with some questions ;)
Thank you again!!
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Zarina Premium
Oh my, how did I miss your comment!? I am so sorry for such a late response.

Have you gone through the process already? If yes, did it work out for you?

If not, consider re-reading because I've updated step #5 thanks to the comments made here!
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terrberr Premium
Hi Zarina;

Hope you are well, luv.
Please read the opening question and 2 responses by ''perciva", here:

https://m.reddit.com/r/PersonalFinanceCanada/comments/21n6c4/new_to_paypal_what_are_my_best_options_to_avoid/

Harris Bank in the States is owned by BMO, so this sounds like another route to go!

BEST!
thank you,
Terry
Reply
Zarina Premium
Hey buddy!
Long time - sorry, had trouble with my laptop didn't check WA for days. How've you been!?
I will be sure to check out the link as soon as I can - thanks for sharing this! When I did my research back then, it was RBC only that could pull off this thing of working around the PayPal conversion rates :)
Which option do you use yourself, Terry?
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terrberr Premium
OK here, kiddo; thanks!
Sorry about your laptop, Zarina...glad you are fine, though:)

We appreciate so much you diggin' this conversion rate workaround up for us!
I don't use an option yet...still a bit newbie, y'know...but going strong:)!
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Zarina Premium
I will fix my laptop one way or the other! :)
Soon I will get to messages and we'll continue our conversation on tax ID numbers!
Well, once you get your cash flowing, let me know which option you liked best - RBC or BMO! Will do my research on BMO soon too (so many things I need to do research on haha).
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terrberr Premium
You just take it a bit easy there, Missy! lol

btw, here is the thread and TAX ID# conclusion!: Best of luck with your laptop, luv.
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Zarina Premium
I will try my best to take it easy! haha

And thanks for the link - I added this to my to-do list! :)

I hope to see you around, my friend!
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terrberr Premium
You shall, pal:)
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Zarina Premium
Once again thanks for the resource! Again been super crazy busy but am definitely checking out the resource in the near future! :-)
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phaeton Premium
Hello kasotty, I have a USD account with Tangerine. Would I be able to transfer USD from RBC U.S. E-savings account to my USD account with Tangerine without any fees if i only made 1 transfer per month?
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Zarina Premium
Hello, phaeton!
Once you set up your RBC US e-savings account, I believe that you should have no problems transferring money to Tangerine.

I myself have a Tangerine account that withdraws monthly from my CIBC checking account - I didn't have any charges on CIBC account.

I believe that if you keep it at 1 transfer per month, then you should be good. This is my personal opinion that I didn't confirm with RBC though! Just based on an experience with CIBC transfer to Tangerine.

I am now following you back too. It is my pleasure to meet you, phaeton!

Do you have any other questions you'd like to ask me?
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phaeton Premium
Not at the moment, Zarina. I am sure I will have some in the future though. You seem to be advancing by leaps and bounds. Keep up the good work.

Peter.
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Zarina Premium
Hi Peter,
Thanks for providing your name! I tried to search for it on your profile - didn't find it :) And I think someone even call you "John" a few times!

Anyway, if you have any questions - feel free to ask me! Also, I am thinking of trying out the Tangerine US account and do the monthly transfers - if I make up my mind and will do it - then I will let you know whether there are any charges associated with it!

And thank you for your kind words! I like to share my tutorials right away, as soon as I learn about something.

Yesterday's tutorial is another example of it: I learned about this plugin yesterday, implemented it on my blog and created a training right away.

Thank you for stopping by and I hope to see you around, Peter!
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JeffBoivin Premium
Hi Kasotty ! Thanks a lot for sharing this great information. I did realize that I have a US Bank Account in my RBC bank :))) I will use it like you said :) 2,5% saved !!! Much appreciate, Cheers, Jeff
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Zarina Premium
Hey Jeff,
Good stuff!! :))

Less time wasted with the RBC account setup - just remember that the RBC U.S. E-savings account allows one debit free per month!

Other than that, I believe, is 3$ (I assume US dollars). So keep that in mind!

Let me know if the money transfer worked for you just fine!
Looking forward to hearing from you :)

Happy Wednesday!
Zarina
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JeffBoivin Premium
Thanks Zarina. I"ll let you know for sure. Happy Thursday ! Jeff

PS : I have seen on your profile that you speak french so feel free to drop a comment on one of my website's post. ;) Good practice for you lol Thanks again !
Reply
Zarina Premium
Haha, it's been a while since I spoke French - gotta pick it up!
Although the topic of your blog will be a challenging one for me... :D
And sounds good!
Stay in touch :)

P.S. I saw on your website that you don't have banners to open in a separate window/tab, and I suggest you check this training out: Cheers!
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mjw57 Premium
Hi kasotty - I'm a Canadian Permanent Resident from the US, and I appreciate you providing this information. We don't bank with RBC, but I'm willing to set up a USD e-Savings account if it eliminates the conversion fees. I think I understand what you were saying about opening an RBC Canadian savings account also so you can get online access - I'm assuming this means that you can't have online banking with only the USD e-savings? My question is, can you do online transfers between the two RBC accounts? And then are you able to do e-transfers from the Canadian savings account? Thanks for your assistance.
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Zarina Premium
Hi Marcie,

Sorry it took me quite a while to get back to you - I'm in the middle of the moving process, so it takes a lot of time and energy as you may guess.

Anyway, back to your questions.

You assumed it right - based on my research and what the RBC manager told me - you won't have access to online banking with just a USD e-Savings account. That's why I decided to set up the Canadian savings account as well. Alternatively, you could ask them to open the checking account (if you don't want the Canadian savings account) but don't forget to ask them to close the checking account the next day. This way you will still have access to online banking.

I didn't do the transfers myself yet, but I checked my RBC online banking/mobile banking - and there is such an option to transfer from USD e-Savings account to CAD e-Savings account.

It also is possible to make e-transfers from CAD e-Savings to your other account.

But before you do that, I strongly recommend you to find out at the bank, what would be the RBC conversion rate from USD account to CAD (or I believe you could check it online at RBC website).

Also, it's wise to ask what would be the fees associated with e-transfers.

One more thing to remind you - if you want to transfer your funds from USD account - remember that only one debit transaction would be free per MONTH, if you do more than that, then it will be additional 3$ of charge per each transaction.

I really hope I was clear with my explanations and I hope this helps.
Do you have any other questions you would like me to answer?

Cheers,
Zarina
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Zarina Premium
Hi Marcie,
Were you able to figure things out with RBC Bank?
Reply
TanjaRita Premium
I am with Bank of Montreal and have a US account with them. So based on this training, I assume that this won't work for me?
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Zarina Premium
Hi Tanja,

So far, RBC is the only bank that would work with linking to PayPal. The reason is because RBC has a routing number for their branch based in New York.

And routing numbers are the ones that the US banks use (as opposed to transit numbers used by Canadian banks).

I suggest you give it a try (no need to open the checking account so that you don't pay the fees), and enjoy the benefit of receiving the full amount from PayPal.

My $49.95 were transferred to RBC US eSavings account without any fees on PayPal. And I can either leave my USD in the account, or withdraw with the RBC preferred currency exchange rate.

Hope this helps!
Zarina
Reply
TanjaRita Premium
Thanks Zarina. Just to clarify, what exactly do you mean by "I suggest you give it a try (no need to open the checking account so that you don't pay the fees), and enjoy the benefit of receiving the full amount from PayPal."

What should I try without opening a checking account?
Reply
Zarina Premium
Hi Tanja,

Sorry, didn't mean to confuse you.
What I meant is that if you want to avoid the Paypal 2.5% conversion rate every time you transfer your USD to a Canadian bank, then it is recommended to open the RBC U.S. eSavings account as I mentioned in the tutorial.

Personally, I don't recommend opening a checking account as well, as there are monthly fees associated with any Canadian bank when opening a checking account.

So, what I thought is that I would open a Canadian savings account as well (along with the US eSavings account), so that it gives me access to ONLINE banking. I do everything online - so online banking is super convenient for me.

Now, in terms of the full amount from PayPal - if you were to transfer from PayPal to any other bank, then you would be hit with conversion rate. When I opened my RBC US eSavings account, I transferred the full $49.95 that I had on PayPal, and it transferred the whole amount (I didn't see any fees on PayPal account). And then whenever I want I can exchange my USD for CAD with the banks preferred currency exchange rate.

I hope this helps!

Thank you,
Zarina
Reply
TanjaRita Premium
Thanks Zarina for the clarification. So are there no fees with the Canadian savings account and the associated US esavings account? I do all my banking with BMO so I don't want an account with a different bank, unless there were no fees.
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Zarina Premium
Hi Tanja,

I wouldn't recommend a bank account with fees!
I know this is too much of a hassle and nobody likes the fees. Not to mention that no one would make a switch with the other bank with fees.

So, US eSavings account does not have the fee, HOWEVER, there is only 1 free monthly debit. Every debit exceeding the monthly debit will be $3 each. So just keep this in mind*

The Canadian savings account - I didn't plan on opening at first, but my RBC representative said that the Canadian Savings account also doesn't have any fees. I opened it just to have an online access and mobile banking. But it should be free of feels, have one free debit monthly and $2 for any debit exceeding monthly limit.

But since you already have BMO, I don't think you will be using the RBC savings account so you wouldn't worry about one only free debit monthly :)

When you set up an account - please be sure to follow the instructions of the tutorial step by step! Especially, when you are at the process of linking RBC account to PayPal account.

Hope this helps :)
Zarina
Reply
TanjaRita Premium
Perfect! Thanks. That all makes sense. Once I start getting some money into my paypal account I will open an RBC account (and follow this training)
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Zarina Premium
My pleasure, Tanja!
Good luck to you! :)
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Zarina Premium
Hi Tanja,
Just follow-up on you - were you able to open an account with RBC? Did this work for you?
Reply
TanjaRita Premium
Thanks for checking in. I actually haven't tried yet because I don't have any money to transfer :(
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Zarina Premium
Oh, so you are waiting until you have commissions on your PayPal and then deal with RBC accounts - makes sense. Well, when you finally do it - let me know how it worked out for you :)
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TanjaRita Premium
Yes, that is my plan. I will let you know how it goes.
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Zarina Premium
Sounds good. Good luck, Tanja!
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Zarina Premium
Hey, Tanja!

Just was re-reading the comments here and wanted to say that you should start visualizing how your money comes to your account ;)

Even more effective is creating a collage of your dreams! Try it - I guarantee that you will have fun :)
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dunbar Premium
Hi Kadotty I liked your training, as i am an aussie do you know of similar operations for us, cheers Helen
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Zarina Premium
Hi Helen,
I've never been to Australia yet, and I am not familiar with the banks that are there. Unless you have Royal Bank of Canada and can try the same trick.
Thanks for stopping by,
Zarina
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dunbar Premium
no Canadian bank that I know of thanks anyway cheers
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Zarina Premium
Sorry, I couldn't help with the PayPal thing in Australia!
Good luck,
Z
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dunbar Premium
thanks anyway cheers Helen
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Zarina Premium
You are welcome! :)
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Rick Jantz Premium
A gathering of Canadians (Alberta here:) Thanks for posting this. I'll take a closer look at how I have my PayPal account set up. All the best to you.
Reply
Zarina Premium
Hi Rick,
Well, I am excited to meet fellow Canadians!! :)
By the way, nice to meet you and am following you now!
It is my absolute pleasure to help!
Thank you for stopping by :)
Zarina
Reply
Zarina Premium
Hi Rick,
Did you have success with setting up a link between RBC and PayPal to avoid the hefty 2.5% conversion rate??
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Rick Jantz Premium
Hi. No, I never did use RBC.
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Zarina Premium
Oh, did you work it around with another banking institution? As far as I recall only with RBC US eSavings account it was possible to play around PayPal's conversion rate.
If you have any new information - I would appreciate you sharing it here so that I add an update to this training :)
Reply
Thank you so much for this training, it was very helpful.
I will definitely bookmark this training for future reference!
Olga :)
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Zarina Premium
Hi Olga,
Good to see you here ;)
My pleasure to be helpful, and I hope you enjoy this community!!! :)
Cheers,
Zarina
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Zarina Premium
Hey, Olga!
Long time no talk :)
Just following up on you here - did you manage to work things around with PayPal and RBC bank?
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SandiT Premium
As a fellow Canuck I'm so happy I found this tutorial. I'm already getting dinged monthly for my premium payment. I love Canada but conversion rate sucks.
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Zarina Premium
I feel you, Sandy!

I am happy to hear it is useful information for you :)
If you know any other Canadian WA member, please spread a word!

There is not a single tutorial/blog post talking about Canadian PayPal users and conversion rates! So it will definitely be helpful to lots of Canadians.

Thanks for stopping by!
Zarina
Reply
Zarina Premium
Hey there, Sandy!
Did you manage to set up a new account with RBC Bank to avoid the conversion rate? Was the training useful?
Looking forward to hearing from you!
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SandiT Premium
Have not set up the account yet. I do have a question though. It has to do with our monthly membership. I am being charged $56.11 for our $47.00 membership which I understand because of the US conversion will the US RBC account help with that?
Also I'm having issues with paypal not only am I being charged $56.11 but they for some reason have been taking out $76.00 will have to call them as its been going on for about 3 months and they are ignoring my emails have you had any issues?
Reply
Zarina Premium
Hey Sandy,
To respond to your questions.

1). Yes, the price is higher in Canadian dollars because of the USD-CAD rate plus relevant fees with your bank may apply. In terms of US RBC to make payments - honestly that's a good question. I don't really know the answer though. I have annual membership, so I can't even experiment with making a payment from my new RBC US account.

I do remember though that we can move funds from PayPal to US RBC account (which is the purpose of this training), but we can't move the funds from RBC US account to PayPal. So it's a one-way street here for some reason. Not sure why. So I assume if you are making payments to WA through PayPal then it might be complicated to do through RBC US account.

As an alternative, you could just leave your commissions in PayPal account and just pay for your membership with these commissions (and not use any bank card that you use to make payments).

2). In terms of PayPal charging more - just about when this training was created, I talked to my friend who's a freelancer and receives her $ through PayPal. She also complained that for some reason, PayPal withdrew a lot of fees from her salary here and there without any particular reason (at least she didn't figure it out). And she also complained that they never responded to her emails so you might want to give them a call.

What I can recommend to you though is to call the French help line (1-855-477-1170) because I heard that the other normal help lines didn’t seem to be helpful for others so this is worth a shot. I am sure you will find anyone who speaks English there.

I hope this helps, Sandy!

P.S. When you figure things out for sure - do you mind getting back to me and say how things really are with regards to your concerns? It will be a valuable knowledge to me and to others who will read through the comments here - so it will be an additional help to them.

Is there anything else I can help you with, Sandy?
Reply
SandiT Premium
Hi kasotty thanks for getting back to me. That is my main concern right now I will call paypal and try to find out why they are taking out so much I will let you know what I find out.
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Zarina Premium
Sounds good. Good luck and hope to hear from you soon with some good news!
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Cavan Premium
Thanks Kasotty as a fellow Canuck I was thinking i just had to eat the exchange, thanks for taking the time to explain it in great detail ....i already have a RBC account so that's great.
This is great information i tagged it for future reference.
Thanks so much cheers
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Zarina Premium
Hey buddy!
Good to see you again!

Yes, I thought I would have to eat the exchange too, but somehow I decided to do research first, and what I found was SO useful that I knew I NEEDED to create this training!

And thanks for confirming that this tutorial indeed is helpful.
Also, if you know any other Canadian WA member, please spread a word!

Let's make sure a lot of people benefit from this information :)

Cheers,
Zarina
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Cavan Premium
Great job Zarina , I am going to set up my Us account monday. I owe you a Tim's....lol
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Zarina Premium
Haha, ok!
I am just happy to be helpful :)
Let me know how it works out for you, will be happy to help out.
Cheers,
Z
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Zarina Premium
Hey there!
Did you work things around with RBC and PayPal? Did this advice work for you to work around PayPal's hefty 2.5% conversion rate??
Excited to hear from you!
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Cavan Premium
Hi Kasotty , Yes i am all set up with the US account thanks to your advice...:) . now i just have to get some cash flow the hard part.
Noticed how the Canadian buck has moved up, that's because I opened a US account....its my fault.....LOL.
How is you biz going?
Cheers Cavan
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Zarina Premium
Hey, Cavan!

Excited to hear that it worked out well for you!!

I created this training for a few days to make sure I include all the details and make it step-by-step to ensure complete understanding for everyone who reads the training :)

I am happy to hear it was useful to you :)

Everything is pretty good for me - I've been less active recently due to the moving process and other factors at play, but now I am slowly returning back to my online life!

Yesterday I finally could publish a blog post about my small successes during the 6 months at WA community.
Feel free to check it out! Anyway, Cavan if you need anything, feel free to contact me.
You know that I am always at WA :)
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