So, where to begin? After fifty+ successful years in business my worst nightmare happened. The economic trend of 2008-09 turned south and my business followed with a crash. Ain't that sweet? No It Ain't!Thanks to the brilliant planning & management of my wife, who suggested we deed our house to her before the crash, completely crashed. We do have our Home, family and each other to thank God for.I began searching the Internet for something we could do with NO money:-) After getting hoodwink