Can AI Really Hack Your Credit Card? (And How to Outsmart It!)

In the age of Artificial Intelligence, it seems even our credit cards can’t swipe in peace!

But can AI actually hack your credit card? Well… not exactly.

AI is not hiding in your toaster, plotting to max out your Visa. But it’s clever enough to assist hackers who are already up to no good.

Take “phishing emails,” for example. Old ones used to look like they were written by confused pirates:
"Dear Sir, your bank account is locked; click here immediately for unlockings!"
But now? AI tools like ChatGPT can craft messages smoother than a jazz saxophonist.
"Hi Frank, your transaction on July 2 was flagged. Please confirm here to avoid account restriction."
Boom! One click, and your card info takes a one-way trip to Hackerville.

AI also helps cybercriminals analyse voice samples, crack weak passwords, or scan social media for clues (you did post a pic of your new credit card with the caption “treat yourself,” didn’t you?).

But here’s the plot twist: AI can protect you, too!
Banks use AI to detect suspicious transactions faster than you can say “unauthorised purchase at CryptoCoinkz.”

Your Defence?

• Don’t click shady links (AI-made or not).
• Use strong, unique passwords.
• Monitor transactions like a hawk on Red Bull.
• Turn on 2FA like your financial life depends on it, because it does.

In short, AI won’t hack your card, but it can be hired by someone who might. So don’t panic. Just don’t be naive either.

AI is not evil; it’s just really good at its job. So be better at yours: protecting your wallet.

Cheers!

Makinde