Hello, how many referral credits do I need in order to cash out?

I have now 20 ($10) but I am not able to exchange it to anything.

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MarionBlack Premium
40 credits and a (minimum) ratio of 5% starter to premium upgrades.
Loes Premium
You can find this info here
nathaniell Premium
I think there are different limits for people. One level is if you are getting X amount of referrals, and the other is if you are getting more. I believe the minimum is $40 for low volume of referrals, but someone can correct me.

It's a system in place to prevent people from abusing the credit system. Obviously you're not trying to do that, but other people have in the past.
Gordon-D Premium
You need 40 credits