How are you going to know when my premium is expired? Do I receive alert or reminders?

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DianeScorpio Premium
Hi - your next premium payment will be taken automatically when it is due, unless you cancel your subscription in advance.

Do be aware that you can't go back to being a free starter, so if you cancel your membership, you will be locked out of the platform.
Chezbrown Premium
As long as you keep making your monthly or yearly payments you will always have a premium membership. It will only expire if your payments stop.
AbieAJ Premium Plus

I look up last invoice in my subscription tab.

Clicking profile icon top right of screen, then choose account settings from the drop down menu, 2nd tab subscriptions.
AbieAJ Premium Plus
When nearing the time, a banner shows up on while logged in your WA platform, letting you know when you'd be locked out.
AbieAJ Premium Plus
Subscriptions are collected automatically each month until you cancel.

If the case that you want to cancel, please

For any websites hosted here, you need arrange alternative hosting for your website before your subscription ceases as you would be locked out the platform, site support back ups are only available for 60 days.

You can never revert back to being a starter.

I also suggest you backup your sites, you can use the AIO WP Migration or Updraft plugins. UpdraftPlus is a premium and highly recommended
Also domain names must have passed the grace period of 60 days.