Hypothetically Speaking What If.
Hypothetically speaking, what if you won the lottery ? There, I've said it and now your mind is racing. Of course, there will be some of you who will dismiss this straightway. Pie in the sky, why waste brain cells even thinking about it. Or, I never play the lottery, it's a waste of money. I would never win it anyway, so why bother.
One thing is guaranteed, if you don't play, you won't win. Your self-fulfilling prophecy is correct, well done you. In the UK the odds are 14000000:1 so, your chances of winning the jackpot are, well, one in fourteen million. If you don't buy a ticket, then your odds are zero.Rememeber kids, gamble responsibly.
Forget all that, the reason I mention it is because it came up in our lunchtime discussions yesterday. The question was 'What would you do if you won the lottery ?' It was interesting because when you cut to it and push aside all the obvious answers, new car, new house, new wardrobe, big television, after all that you start getting into some quite revealing areas.
One thing we all agreed on, almost without debate was that we would all 'take care' of each other. The amounts were not discussed, just that we would make sure we were all sorted, whoever had the windfall. So that could be paying off the mortgage and any debts and throwing in a sum that would enable the person to live the rest of their life on their terms. Once we'd got that out of the way, then we looked at our individual 'wants'. I suggested it would be good to spend a half hour with a pen and paper, writing it all down, not there and then but at some other time, as an exercise.
My one friend said that the first thing he would do, would be to go on holiday for two weeks to let it all sink in. After that he'd make sure everyone closest to him were catered for and he'd paid off his mortgage, then he would build a huge shed, I mean warehouse size, on his land, so he could put everything in it, cars, bikes, tractors and lawnmowers, he is a mechanic after all.
When it comes to 'giving' some differences appeared. One thing would be to buy those nearest and dearest their dream home. Yet one of my friends said that they would do that but would only do so on the proviso that she herself retained ownership. Whoever could live there as long as they wanted rent-free but would never own it.
Then there was the question of any offspring. Do you give them a lump sum as a one off ? Set them up with a house, car and other creature comforts and give them an indefinite allowance. Large sums of money can change a person, can it not ? My suggestion was to give them an amount for them to do with as they see fit, no strings. Then set up a trust with a drop-down amount available every month. Is that tight, untrusting or sensible ?
Short term for me was easy. Pay off the house. Buy a new house that needed nothing doing to it. Have the old house decorated and repaired, where needed, and then sell it. The new house ? Ground floor only. Set in a bit of a hollow so you could only see the roof from the nearest road. A sunken living room with an eight-foot walkway around the outer edges, so you had to step down into the sitting area. Carpet would need to be deep pile and green, like the 'juniper' colour on the chart below. Large open hallway with somewhere to throw my car keys. This is where I'll get lambasted, I would like it to have a seventies 'vibe'
There was was loads more discussed during the hour, not least, mini, heated discussions about who would or would not get anything. It was all hypothetical, obviously but that didn't stop the conversations becoming, not heated really, more 'lively' shall we say.
Two things, among many, to take away. 'You've got to be in it, to win it.' By being here, we're in it. This is why our odds are much better. There's nothing left to chance or randomness, it's a direct result of the work we put in, rather than a number we pick. We are reliant on nothing more than ourselves to have the 'chance' to create our future.
Lastly, you may read how I described my ideal house and think why the detail ? that's only the tip of the iceberg. I know the layout, how many rooms, the type of tiles on the hall floor, the size and style of the glass topped coffee table in the sunken lounge, how one of the walls will be completely glass for the entire length, there will be a subterranean level for 'projects' and a workshop, colur schemes, kitchen cabinets and island. It's all there in my head. Why ? because I'm a little bit weird ? Maybe. No, it's because when you have a vision it needs to be detailed, that's what makes it real. Saying things like 'I want to be rich' or 'I want a nice house' are throw aways, they're not serious, they're just pipe dreams and they're ten a penny. Be specific, be detailed.
Yes, I have a dream but I also have a plan and a vision and one day it will be tangible. I could have said 'One day it will be real' but it's already real.
How about your dream, you vision, your plan ?