Short-term goal is getting into college and having it paid for. The world thinks that taking out a loan to pay for college is good debt, I disagree. Why should someone the day they get out of college be $100,000 in debt or more? From where I see it people who take out student loans for college are actually lazy people. The world would disagree.

Case in point, for this illustration we will say that I am a teenager and I think I might like to go to college. I have a few choices for getting the tuition paid for. I can get a sports scholarship; Nope I stink at sports, next. I can take out a loan and be in debt when I get out of college for any type of training between $70k and$130k. That is scary. What else can I do? I know that maybe I can get some financial aid and work on campus while taking classes. Not really what makes me happy but at least I would get an education.

Once I am in college I will have the time to read. I have to learn how to love to read. I will need to read self-help books so that I can get the right mindset.

Besides reading a self-help book at least one a month and I know that as time goes by they say that I will be reading a book a week. What else do I need to read/study about?

I need to learn how to do investing once I start to make money, but in what? Maybe Stocks & Bonds or Commodities, what about Futures, or maybe Real Estate? Each of these areas of investing has a learning curve. These will be part of my plan to make the bulk of the money needed to get to my long-term goal of being a millionaire. My mid-term goal is to seek employment so that I am able to pay my bills.

Now that the first step is taken care of lets go to: Learning to Save