OK! It's time to put the text on with Adobe Spark. Go to https://spark.adobe.com/. You will have a choice of signing in with social media or creating a free account. Then click 'Get Started'! You have a choice of Post, Page or Video. Post will give us what we need.
1) Create New Post 2) More sizes (bottom of the page) 3) I used the SQUARE template 4) Continue 5) Choose a theme (it doesn't matter what theme you choose if you're downloading your picture) 6) Hit 'Replace' to change the background theme. 7) Download your photo 8) Click in the text box and write your text. You can move this box where you want, enlarge or minimize, tilt, change font, opacity etc. (see right widget).
When you are happy with your picture, press SHARE. Select 'DOWNLOAD' on the left. Select 'OPEN' at the bottom of the page. RIGHT CLICK the picture. Select OPEN WITH... Select PAINT. Select RESIZE. Select Pixels. Put 512 in the horizontal box. Select OK. Select SAVE AS. Select where you want it and then NAME IT. SAVE!