About Tmbrown
Joined June 2018
I was a high school dropout. Being a girl, my parents didn’t think a diploma was as important for me as it was for my four brothers. So they allowed me to drop out when I was 17.

After a couple of weeks working part-time as a motel maid, I was fortunate to get a part-time office job that paid me as a little better. Over the next couple of years, I worked my way up to being a full-time mortgage loan processor and was able to get my own apartment.

But money was always tight.

At age 20, I moved to Oregon and found a job in a bank, first as a secretary and then as a teller. I met and married my husband, we bought a small starter home, and I job-jumped for a few years to improve my skills and income.

When I was 28 years old a friend told me a manager position was opening up at a regional Savings & Loan Association. He suggested I apply for the job. Even though some of my family laughed, I decided to give it a try. The day I was hired was the proudest day of my life.

For the next 11 years, I learned about the demands and frustrations of lower management. I felt caught in the middle—demands from my bosses and frustrations from dealing with the branch employees.

When a health emergency required my husband to be in a hospital 90 miles from our home, I had enough sick time available to take two weeks off to be with him. Instead, I offered to trade places with a branch manager who worked near the hospital. That allowed me to work and be close to my husband.

Six months later, in my annual review, I was penalized for excessive absenteeism because I didn’t work at my assigned branch while my husband was in the hospital!

Needless to say, I’d had enough. I wanted out. But my husband’s health and our financial situation demanded I continue working for my unappreciative employer.
I stayed for another 18 months, hating every minute, but I never lost sight of my desire to control my own destiny. Finally, when the bank sold, I was able to quit that job with a decent severance package.

I was 39 years old and had 11 weeks to redesign my career. After a few weeks of insurance school, I affiliated with a “captive” insurance company and studied to get an investment professional’s license (one of several I qualified for over the next few years).
As enthusiastic as I was to be my own boss, I soon found out that making a living as a “captive” financial professional wasn’t easy. The company allowed me to market only their products, which meant I had to fit the customer to the product instead of the other way around. Slowly but surely, I built an ethical book of business for the company but more times than I care to admit, I lost sales because I wouldn’t sell a product that was inappropriate. After 8 years, at 47 years of age, I was on the brink of personal financial failure.

On the verge of giving up my dream of being my own boss, I luckily found a mentor who showed me the path to becoming an independent financial professional. Once I was able to offer a wide range of products to fit every situation, my practice grew. It was still hard but I was able to earn enough to pay off my debt and upgrade to a nicer home.

By the time I was age 64, my husband’s health had deteriorated to the point he needed more of my time and I could no longer serve my clients as well as I wanted. I sold my securities practice for a very reasonable amount but it didn’t generate enough to give us complete financial security. I still needed to generate income.

One of my brothers suggested I learn more about online marketing and told me where I could get information about online business programs. For a number of years before I sold my business, I’d known online marketing was the wave of the future. I’d tried a few different online marketing methods but the results were poor, at best.

I know a lot of entrepreneurs experience the same dismal online advertising results and give up, either because they don’t have the time to learn or they don’t know where to get the training they need. Back then, I was in the same position.
So I took my brother’s suggestion and started to investigate what was available. I was amazed at what I found—not only for people already in business but also for those who want to control their own destiny and walk away from the drag of unreasonable bosses and complaining or lazy coworkers.

What I knew about online marketing and social media wouldn’t fill a coffee cup. I wasn’t tech savvy and was what I call “destination oriented” when it came to the computer—I could do the basics and find my way around vendor websites only to the point of completing necessary client paperwork.

If I could learn to be an online marketer, anyone could. Well, I’m living proof that a person, young or old, can learn in a few short months (maybe less if you’re familiar with computers and online stuff), how to make a living by marketing online.

I am now ready and excited to expand my online marketing efforts with additional affiliate offers.
Tmbrown's Goals 3
Money Goals
Money I would be happy earning
$5,000 per month
Money I would be ecstatic earning
$40,000 per month
Time I'm willing to invest to achieve my goals
4 to 6 hours daily
Goal created on
Jun 10, 2018
Comment on Tmbrown's Main Goals
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tmbrown Premium
How much money would you be happy earning?
$5,000 per month

How much would you be ecstatic earning?
$40,000 per month

And how much time are you willing to invest to achieve these goals?
4 to 6 hours daily
how can I earn this kinda money
Carson Premium
Hi there Teresa!

Well it all starts with a goal and now that you've got your goals outlined you can start working towards them. The more time you can spend working through the training here at Wealthy Affiliate, the sooner you will have the foundation that you can build upon. You have full control over your online business and we'll be here to help steer you in the right direction as you move forward.

Glad to see that you are taking action already by publishing your goals!

Tmbrown's Accomplishments

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JeannineC Premium
My parents made me take shorthand and typing so I could always get a job. The idea that I could be in management wasn't on their radar for a while. Welcome to WA.
onmyownterms Premium
Welcome to WA!

You may find this post helpful on your journey.
ccapri Premium
Welcome to the WA community... pleasure to meet you. Make yourself at home, meet and greet some new friends, ask some questions, do some lessons and you are golden. All the best to you. To your good health and good fortune ,,, Cheers!

Ntam101 Premium
Hello Teresa,

Although newbie myself, I still wanted to be among the first ones to welcome you here at WA and wish you greatest success in this new learning and earning venture of ours.

PjGermain Premium
Welcome to Wealthy Affiliate Teresa !

Pj here - you probably remember me from my site Pure Residuals. I'm glad to see you've signed up and are ready to get started building your online business.

Right now, there are just two things you need to know.

1) Those who ask questions interact with the community are far more likely to learn faster and meet their goals. The support here at WA is the best in the internet marketing industry...please take advantage of it.

2) You can get started learning how to make money by doing your Level 1 Certification Course. Click on the green "Get Started Here" button or just click this link .

And don't forget that you can also access me for 1-on-1 support by leaving a message on my profile https://my.wealthyaffiliate.com/pjgermain or by responding directly to this message.

There are a ton of other features you have access to right now, but they are explained in your main training linked above. Your #1 job right now is to get started on the first lesson.

If you have any questions at all, don't hesitate to ask questions in Live Chat or on the training modules. I think you'll be surprised at how many people want to see you get started on the right foot!



PS. Did you know that you'll already have your website built by lesson 4? Crazy, I know!