Google is asking me to verify my site by posting a text option in my DNS configuration of my website. I have no clue how to do this and help would be appreciated.
Next is Bing is asking me to put an Xml file in the root directory of my site and again I have no clue how to do this. Any help at all would be a life saver!

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AbieAJ Premium Plus

You can use the Ad Inserter plugin, as you do not want to edit your themes files directly as you will lose your changes when the theme updates or if you change your theme.

AbieAJ Premium Plus
You may also follow up on below resources

Any issues , you may also contact site support going forward

Hope this helps.
jghwebbrand Premium
You will need a plugin like Ad Inserter to place the code between the <head> </head>

When you install land activate the plugin you should see it listed on the left side when in you WordPress Back Office or in the Settings -> hover over it, click on the tool and then add the code in the head section...
jmatos Premium Plus
Go to your settings menu on your dashboard, in WordPress. Then go to editor. I think it's in the heading. Copy and paste it in between the <head> tags.