I have just joined Penny, i got a feeling of community straight away, but when you become premium, every one calls and throws help at you, the training is second to none, It's well worth considering the outlay as a basic business start up expense, I'm firmly of the opinion you'll get it back. i hope you enjoy every success and laugh at your decision to delay.

I haven't heard of that happening to anyone, and as far as I know that is yours, but you should give premium a try, the quality of training you will find there is worth the money, hope this helps
_ Paolo