My name is Jason Bear and currently 44 years of age. I have spent my entire life in the great state of Montana. I am a simple guy with a big heart. Life threw me some curve balls but I'm bouncing back. I have a good job that provides getting bills paid, good benefits (medical/401K, etc) and excitement. What I am lacking is the feeling that I can handle any unexpected expense or the feeling that I can just go on a whim anywhere. I need that security that I can do these things without sacrificing what I currently have. I don't want to shuffle my budget around to make things meet.