I am in a Financial War and I'm Building an Army through Wealthy Affiliate
Debt. It's a horrible word for many people and a great majority of people are swimming in it. Sadly, I am definitely one of those as I let my debt spiral out of control. I am doing something about it on multiple fronts, but the enemy is definitely fighting back.
I'm enrolled in a debt relief company to combat the tens of thousands of dollars I owe to multiple creditors. I am getting close to seeing some success as I'm a couple of months away from paying off my first creditor and I should have a few more paid off later this year. That is definitely good news, but some creditors have decided to get very aggressive with me which is what the debt relief company I'm enrolled in warned could happen, but they are also my power of attorney and know how to deal with them and negotiate with them which is great because they've already negotiated settlements with 5 of the creditors I owe money to.
Unfortunately, because I stopped paying all my creditors all across the board when I first joined this debt relief company (which is what they told me to do so that the creditors were more willing to negotiate since they aren't getting anymore money from me the original way), one of them decided to issue a lawsuit against me a few months ago. It was nerve wracking and I had to make a court appearance, but I won that round as the attorney for that creditor never showed so the judge dismissed it. I still owe that creditor, but I contacted my debt relief company and they have started negotiations with them so that they can't issue another lawsuit against me. That was round 1.
Round 2 has now begun as another creditor has entered the ring and issued a lawsuit of their own against me today. This is the creditor I feared the most would issue a lawsuit against me as my debt relief company has said they are the most aggressive and that they have to take a different approach with them when it comes to negotiation. It's also the one I owe the most money to so this one might be more of a fight than my previous lawsuit with the other creditor.
I'm worried, but not as much as the previous one because now I know how the game is played a little bit and can get a little aggressive myself as I now know what to do, what documents to send to my debt relief company, how to issue an answer to court regarding this summons, etc.
I'm now aggressively working hard at Wealthy Affiliate as well so I can build a thriving website that will earn extra income that hopefully will soon help me combat this debt even faster. I'm now starting to see some exciting things happening with my website since I've decided to fully focus on that one and put my first website in the back burner (mainly because I lost interest in that niche in regard to my first website). I'm moving along nicely in the Affiliate Bootcamp and putting into practice what I'm learning in each lesson. I'm starting to add more content on a regular basis, my content is starting to get indexed faster and I'm now starting to get people to sign up to my email marketing campaign and newsletter which is exciting, because nothing was happening with it for a long time.
We are in a battle during most of our lives with many different things and we can either let it control us and win, or we can stand up and fight it and be victorious. It's going to take a lot of effort and work and there will be setbacks at times, but if we stay the course, especially here at WA, the battle and even the larger war itself (with debt) can be won. I'm not giving up and I'm pushing ahead. The battle is far from over, I'm just heating up. Stay tuned.