Budget Plan
Hello WA:
Few months ago I was struggling to pay one of the most important bill I'm suppose to pay. So I came up with this budget plan so I don't over spend when payday comes up. I would spend a certain amount of money per day. If I get lower then the amount I'm suppose to have at the end of the day. Then I'll would not spend anymore money.
I'll ttyl.
I'll see you at the top.
Roger
Recent Comments
20
What I would like to do is set up my bill paying schedule the way it seems some of the large companies do it;
When they owe you a refund or a dividend, they tell you that they write those checks in June (or some other month).
Then I would if they call me expecting to pay it when they want it,
I would tell them that I did put their notice in the hat this time, but f they bug me again, I will not even put it in the hat next time!
Interesting technique! So simple, yet doable! Whatever works! Thanks for your helpful post!
Erin
I love how everyone has their own saving techniques, actually I find it quite interesting that some ways work for some people and not for others. Back when I was bartending, this includes my competition winnings as well. I would take the empty 40-60oz Baileys bottles as they are black, you can't see in and trying to get anything out is impossible. Every day, when I got home, 30% of what I made (only in bill form as the change does not fit in these bottles) and when the bottle was full, I put it aside and start the next one. Then every year or if I and my significant other were having a really rough time, we would go out, buy a nice meal and a nice bottle of win, bust out the pillowcase and get to smashing!! Once all the money was pulled out and cleared of any glass shards, we would roll around on the floor in all the money and then diversify where our investments would go. In 3 years of doing this, I put down just a little over $47K into a down payment for our house, got the wife a new car and we took a 10-day vacation in the BVI.
It's truly amazing what you can save if you stick to your guns. Tou have to stop the cycle of living paycheck to paycheck and put some savings away, even if it's just 5%, over time, you will be surprised what you can accumulate and "be on top." I am on a fixed income right now that barely even keeps me alive but I still manage a 2% every month, it's not much but it will be some rainy day. Keep up the great work BigRoger and you'll be on top of the world..and have everything thing in it kielbasa.lol, name the movie?
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I think it's an excellent plan, Roger. I hope you are well, my friend :)
Giulia
Thanks, Giulia.